If You Want to Work at Home, Be Creative!
Do you want to work at home, but you're not sure what to do? Here are some ideas about things that let you earn an income while staying at home.
Managing Money
How to Have a Garage Sale
A garage sale can be a great way to declutter and make a little money.
Cheap Wedding – Reader Tips to Cut Wedding Costs
These cheap wedding ideas submitted by our readers will help you plan your special day without letting the wedding costs get out of control!
Cheap Wedding Ideas – Decorations, Boquets and More!
More cheap wedding ideas to reduce wedding costs while making your special day memorable! Save on decorations, bouquets, cake, wedding food and more!
Daughters’ Financial Emergencies Cause Financial Strain
Susan from Texas asks: “As a single mother of two grown daughters, scratching and clawing my way out of substantial credit card and other debt, please give me some ideas about dealing with daughters’ emergencies, specifically health issues, not life-threatening but urgent never the less.” Tawra Wrote: I was going to work on your …
Teens Don’t Have to Cost More Than Babies!
Whenever my daughter Tawra talks about how to live frugally, she can always count on one type of feedback — from people who say, “You don’t understand what it’s like. You have young children and not teenagers. Teenagers cost more!” Most of the advice and tips that Tawra shares come from me. I have raised …
Teaching Kids about Money
So many people ask how to teach their kids about money, hoping we can give them a 1-2-3 formula to use that will help their child become a wise caretaker of his money and maybe even a future Bill Gates or Oprah Winfrey. Many parents ask this question because they are terrified that their children …
Wouldn’t Tithing Less Leave More Room In Your Budget?
Wouldn’t Tithing Less Leave More Room In Your Budget? Abdeli asks: I noticed that you give a sizeable amount in tithes. I am a Christian myself and give regularly but I can’t help but worry that perhaps giving less to the church might make your budget more lenient, say for emergencies and the such. I …
Get The Most Money Selling Your House
Get The Most Money Selling Your House By Tawra Kellam A clean neat house can add an additional $5,000- $10,000 to your asking price. Using this method we sold our house in 10 days. As soon as you find out that you are moving, start getting rid of things you don’t need or use any …
How Can I Get Out From Under A Lease Agreement?
Lou from north Carolina asks: Hi. I am recently living on my own with my two children, 15 & 12. I was married for 23 years and totally blown away when my husband asked for a separation. It was initiated by money problems. I made a big mistake by agreeing to file bankruptcy so my …
Pay Off My Car or Put the Money in Savings?
Mike from Manitoba, Canada asks: “I have been trying to live more simply, and would like to become debt free so that I will be more free to make changes that reflect my new goals in my life. Last year I bought a new car. At the time I was already thinking about maybe giving …
When to Buy New or Name Brand Goods
When to Buy New or Name Brand Goods In all my years living frugally, I have found that some things are worth buying new. Even though I often recommend shopping at garage sales and thrift stores, there are times when you don’t really save anything buying an item used or cutting back on something. I …
Always Weigh The Cost
It is important to carefully weigh the cost of something you're considering buying to see if it's really worth it. Here's how hidden costs can get you!
Paying Cash For A Car?
Paying Cash For A Car? Elaine From Massachusetts asks: “Given the fact that more people are traveling further for better paying jobs — How does your concept of purchasing a car cash apply? I travel a total of 100 miles a day round trip for work. Travel time is about 1 hour 15 minutes peak …
When Should You Buy A Newer Car?
Michael from Wilmington, NC asks: When should you get rid of an old car that is paid for and buy a newer one that would hopefully have less maintenance cost. I am assuming the new car would be paid for outright without credit expenses. Michael Answers: That is a good question. We recommend buying …
13 Tips To Save Money On Your Electric Bill
Save money using these easy tips to cut your electric bill. You may be surprised how easy it is to reduce your utility costs!
Don’t Buy In! Part 3
Don’t Buy In!, Part 3 Read part 1 here and part 2 here. So What’s the point, you ask? What can I do about it? Don’t buy in! Don’t listen. Reduce your exposure to a runaway stream of information. Don’t just rock along in auto pilot. Think about what you’re doing. Any information going …
Don’t Buy In! (Part 2)
Don’t Buy In! (Part 2) (Read part one here.) TV ads are, as a whole louder than ever, often using fast paced tense music to make you feel like there is an urgent reason you need to watch this commercial. Even though there are laws designed to prevent television broadcasters from playing commercials louder than …
Don’t Buy In!
Don’t Buy In! How To Avoid The Trap! Did you know you need a new cell phone? Did you know your car is trash? Did you know you’re not pretty enough, you’re overweight, you wear outdated clothes, you need to eat healthier and you need two large pizzas? If you didn’t know that, brace yourself …
Should We Sell Our House?
Rebejay from Vancouver, Washington asks: Is it better to sell the fancy house, pay off all debt and rent until we can purchase a more affordable modest home? We may have enough equity to accomplish it all and not rent. We are tired of the rat race and want to send our kids to a …
Frugal Living – Is It Too Time Consuming?
Is Frugal Living Too Time Consuming? When people ask me about getting out of debt, they often ask “Doesn’t frugal living take quite a bit more time than not living frugally?” Of course, doing work yourself does mean you spend more time doing certain things, but frugal living also means that you will spend a …
How to Live Debt Free – Debt Free Living Tips
Have you ever wondered how to live debt free or if it was even possible? Jill shares some thoughts about the freedom that comes with debt free living.
Where Do We Begin To Catch Up On Debt?
Three steps to help you get out of debt.
Should We Declare Bankruptcy?
Is Bankruptcy Our Only Way Out? A reader writes: My husband was a lawyer for 4 years before going to seminary and becoming a minister. Now with living on his severely reduced salary as a pastor the student loans seem like they will never be paid back. Is going bankrupt our only way out? (We …