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Frugal living is all about making the most with what you already have. Here are 11 tips from Penny Pinching Mama to help you get started: Barter for services when possible. For example, we exchanged lawn mower repair from our neighbor for a table (garage sale find) that he was looking for. Learn to fix things for yourself. These days, with the Internet making information so easily available, you can fix most things . . . → Read More: 11 Frugal Living Tips 
From: Misty I recently started shopping at Garage Sales, Dollar stores, thrift stores, etc., but sometimes I think I am getting a great deal only to realize it wasn’t that good of a deal. For instance, I spent $2.25 . . . → Read More: How To Find The Best Deals 
I have heard the same basic 5-10 tips on how to save money on heat and I’m sure you have, too– tips like “make sure all of your windows are caulked” or “turn down your thermostat”. Many of us proudly decide, “This is the winter I am turning my thermostat way down”. One hour into the day you are so cold and miserable you give up and turn it back up again. You need . . . → Read More: Save Money on Your Heating Bill 
When I arrived home from Colorado, I found a dead hot water heater. I was so thankful it didn’t do anything really bad like explode or flood my basement. Anyway, I had the plumber come and he gave me a list of things he would have to do when he replaced it. These were extra things I would be charged for in addition to the hot water heater and installing it. I asked him, . . . → Read More: Saving On A New Hot Water Heater 
How to have less stress and more fun at Christmas . . . → Read More: How to Have More with Less at Christmas 
Save money and take the stress out of giving gifts. . . . → Read More: Gift Giving – A Different Mindset 
Splitting the Bill – Eating Out With Friends
Many readers have asked about how to handle eating out with friends. Some of the questions are: "What do I say when friends want to eat out a lot as a way to socialize but we don’t have the money to do that?" "What do I say when my friends want to go out to eat but they never pay their share?" . . . → Read More: Splitting the Bill |
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