How do I begin to get organized?

organizing-boxes

How to get out of debt and get organized. . . . → Read More: How do I begin to get organized?

Credit Card Fees and Other Late Fees

Pay your bills on time and save money on late fees!

Stop Paying Late Fees On Credit Cards And Other Bills

Here’s something to think about: Did you know that late fees on people’s credit cards account for 1/3 of the bank’s income?

Paying your bills on time is one of the easiest ways to save money. You don’t have to give up anything or do anything that takes a lot of work. You just write a check, put it in an envelope . . . → Read More: Credit Card Fees and Other Late Fees

Teach Your Kids About Money

Teach your kids about money

So many of us struggle when it comes to teaching kids about money, but it’s easier than you think! Don’t be afraid to try it! . . . → Read More: Teach Your Kids About Money

What can the average American do to save money?

dollar bills

Are you living paycheck to paycheck and think you will never get out of debt and start saving? . . . → Read More: What can the average American do to save money?

Quit your job, stay home and save more money!

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Just wanted to give a response on the budgeting. I realize that sometimes recording every receipt is a pain, but I found out some interesting things when I actually did it. For 2006 I recorded my husbands and my income to the penny. Then I recorded all the expenses from our bank statements and ATM receipts. Then I recorded any cash receipts (against the cash withdrawn).What we found astounded us. We had spent pretty much my net checks and an extra $6,000 of his checks on unnecessary expenses. . . . → Read More: Quit your job, stay home and save more money!

Is It OK To Use Credit Cards Sometimes?

Reduce Your Credit Card Debt

A response to a reader who found it necessary to use a credit card to charge funeral expenses for a family member . . . → Read More: Is It OK To Use Credit Cards Sometimes?

Saving Money On Gas!

pumping-gas

From: Natalie T.

Hey, gas prices here in the west are way, way up so I thought I would share how we are coping.

People complain (including me before I decided to take action) that it takes "so much money" to get gas and fill up the tank. Who says you have to get a full tank? Who says you can’t budget for it just like groceries? I’ve decided that we can . . . → Read More: Saving Money On Gas!