How to save money and get out of debt

Dealing With Discouragement

Dealing With Discouragement Charise writes: My question is mostly for Jill, but also for Tawra. I have been reading your site for years now, and have owned Dining on a Dime for years also. I am a 25 year old wife and mother of two small boys. My question is how did you ladies keep yourselves out of the horrible pit of despair and sadness that sometimes people find themselves in while going through financial struggles? I am trying my best to get my family out of this mess, but the guilt and sadness are eating away at ...

It’s Not Easy Being Green

"It's Not Easy Being Green," Says Kermit. I feel like a little baby goldfish in a great big ocean that is about ready to open its mouth and make a statement that will get him in big trouble. He knows the chances of his being heard in that great big sea of even bigger and louder fish is probably very small, but is going to open his mouth anyway. He is pretty sure that those great big sharks who don't want to hear him will probably gobble him up before he has a chance to finish his sentence but ...

Tawra’s Debt Reduction Story

Tawra's Debt Reduction Story In 5 years we paid off $20,000 of debt and medical bills on an average income of $22,000 per year. We didn’t have $20,000 debt when we were married. My husband had $3,000 in credit card debts at the time. Over the 5 years we made 2 major moves, killed 3 cars, and our daughter was born and placed in Neonatal Intensive Care (the insurance paid all but $7,000 of her bills). Click here to see the list of debts and payments. During the first five years we were married, our income ...