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Frugal living is all about making the most with what you already have. Here are 11 tips from Penny Pinching Mama to help you get started: Barter for services when possible. For example, we exchanged lawn mower repair from our neighbor for a table (garage sale find) that he was looking for. Learn to fix things for yourself. These days, with the Internet making information so easily available, you can fix most things . . . → Read More: 11 Frugal Living Tips 
From: Misty I recently started shopping at Garage Sales, Dollar stores, thrift stores, etc., but sometimes I think I am getting a great deal only to realize it wasn’t that good of a deal. For instance, I spent $2.25 . . . → Read More: How To Find The Best Deals 
As some of you have mentioned, I too have been through Dave Ramsey’s FPU classes and my wife and I tithe regularly. I’m looking to have some minor surgery but will be off work a few months only receiving some short term disability benefits. I have no problem tithing from my gross income but how is this seen? For that matter, what about tax returns? Any honest advice is welcomed. Luke
Luke this . . . → Read More: Tithe Question 
Don’t Bury Your Head in the Sand! I had a dog once who, when I would scold him, would run and hide under the bed. He knew he had done something wrong and thought that by hiding he wouldn’t get into as much trouble. I think he figured if he couldn’t see me, I couldn’t see him and he wouldn’t get scolded. There was just one slight problem. He couldn’t fit under the bed. . . . → Read More: How To Get Out Of Debt! 
I have heard the same basic 5-10 tips on how to save money on heat and I’m sure you have, too– tips like “make sure all of your windows are caulked” or “turn down your thermostat”. Many of us proudly decide, “This is the winter I am turning my thermostat way down”. One hour into the day you are so cold and miserable you give up and turn it back up again. You need . . . → Read More: Save Money on Your Heating Bill 
When I arrived home from Colorado, I found a dead hot water heater. I was so thankful it didn’t do anything really bad like explode or flood my basement. Anyway, I had the plumber come and he gave me a list of things he would have to do when he replaced it. These were extra things I would be charged for in addition to the hot water heater and installing it. I asked him, . . . → Read More: Saving On A New Hot Water Heater 
How to get out of debt and get organized. . . . → Read More: How do I begin to get organized? |
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