Ready to get out of debt for good?
Dig Out Of Debt
1,000 of the Best Ideas from LivingOnADime.com
Prefer the Kindle Version? Find it here!
After receiving so many reader requests, we are pleased to bring you Dig Out Of Debt: 1,000 of the Best Ideas from LivingOnADime.com, over 200 pages of the most popular information from the LivingOnADime.com web site. This e-book series includes the same information as the printed Dig Out of Debt book.
Living On A Dime is known as one of the very best resources of its kind to help you get out of debt without depriving yourself. We’ve brought you literally hundreds of money saving articles, strategies, tips and recipes.
Getting Out of Debt Is Easier Than You Think!
Don’t think you earn enough to get out of debt? You’ll be surprised! Learn how Michael and Tawra paid off $20,000 debt on $22,000 per year income!
- Can’t stick to a budget? Learn why it’s not as hard as it seems and how to make and stick to a budget!
- $450 a year on clothes for a family of six? Tawra does it!
- Is you spouse spending it all before the bills are paid? Read Mike’s conversion story, about how a self professed spendthrift husband learned to love financial responsibility.
- Are you actually depriving your kids by giving them the best?
Click here to get Dig Out Of Debt Now!
“We’ve learned so much from Tawra over the last year about living frugally, examining our habits and managing what little money we had. As of last week, our regular bills are finally all paid up! We’re no longer behind on any of them and can start working on our debt instead of playing catch-up with the utility companies. This was due in very large part to Tawra and her mom’s wonderful advice, ideas and guidance.”
-Karen from Ontario, Canada
“You have helped me a lot through your good advice! I was the most wasteful profligate spendaholic, I earned a lot, and thought I was entitled to spend every penny on myself. Now I have a savings, a growing IRA and have come to my senses.”
-Kathy from California
Save over $10,000 in a year on groceries! Stop throwing your money down the garbage disposal! Dig Out Of Debt includes lots of useful tips to help you reduce your grocery bill. You can see dramatic savings after using these great grocery tips!
Tawra and Jill explain:
- How Tawra spends $500 a month to feed a family of six. Learn why using coupons is not always the best way to save money!
- Do you frequently buy something and then discover you already had it? Learn how to organize your pantry and get your grocery budget in shape!
- Are you throwing away $1,000 a year? How reducing food waste at home can you save thousands!
- Too tired to shop? Learn tips for shopping when you’re ill.
- Do you eat out several times a week because there’s no time to cook? Saving thousands preparing meals in 30 minutes or less is a breeze with Jill’s tips.
“Your tip for separating chips, crackers and snacks into small snack bags is such a great and simple idea. I have been doing this for over a month since first seeing your site.
This has helped us save money on throwing away stale crackers and chips.”-Pam from Tennessee
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Are you throwing your money away in the chaos and clutter? Dig Out of Debt reveals how you can clean and organize in five minutes and how simply getting dressed can help you get out of debt! |
- Is your disorganization costing you money every day? Lean the secrets of the organized and start saving!
- Can’t get rid of anything? Lean the basics of tossing and how it can set you free.
- Tired of spending money on toxic household cleaners? Learn household cleaner tips and save more.
- Does it seem like you have to buy your family a new wardrobe every few months? Learn how to save money on clothes and still be stylish!
“I am an at-home medical transcriptionist. After reading your article about not wearing pajamas all day, getting fully dressed for the day as if you were going to a job, even when your job entailed staying home, I told my co-workers about it on our monthly conference call, since it helped me greatly improve my line count (and my mind set).”
-Francine
“I am not one who has a lot of debt, however I never seemed to have any money. Some of the stuff you talk about just seems so simple, yet it just never dawned on me to look at it that way. I especially like your tips for in the kitchen. I have to admit that I am prone to looking at my dirty dishes in the sink and messy counters and just wanting to order a pizza for dinner. Lately, I have really put forth the effort in keeping it clean and now I actually want to cook.”
-Dimity from Washington
Click here to get Dig Out Of Debt Now!
Dig Out Of Debt Teaches You Kids Cents!
Did you know that you can get out of debt even when you have kids? Dig Out Of Debt includes lots of insights on raising responsible kids while keeping spending low!
These articles often reveal a perspective that many may not have considered that help financially overrun or guilt ridden parents learn not to spend so much money trying to appease their kids.
- Picky Eaters? Save money with healthy breakfast and snack ideas.
- Does Back to School Mean Back to Broke at your house? Tips to help you save on school supplies.
- Does the thought of another PB&J send you over the edge? Dig Out Of Debt includes great ideas for school lunches!
- Tawra spent $25 on her daughter’s birthday party, including the presents! She shares her secrets for an inexpensive but memorable birthday party.
- Are you counting the days until school starts? Ideas for keeping the kids entertained during the summer.
- “My kids never help!” Learn how to get kids to help around the house without the arguing and fighting.
“Thank you for your article about back to school & buying school clothes. I had already purchased perfectly good clothes for my daughter this summer at garage sales, but like many others, was planning on buying “school clothes”. Why? I don’t know, because it’s just been one of those things people do without even considering why. When I read that article, it was like a lightning bolt – of course, if the clothes she’s been wearing are in good condition, why go & buy more just because school is starting? You saved us a good deal of money, I’m sure. Thanks again!”
- Chantelle
Is there not enough “Jingle” in your bells?
Don’t dread the bills in January! Dig Out Of Debt includes a section on Debt Free Holidays focusing on having fun during the holidays without spending a lot of money.
You’ll find:
- Creative ways to treat your Valentine
- The $6 gourmet Valentine dinner for two
- Easter Basket ideas
- Using Easter leftovers
- Great costumes for less
- The $25 Halloween Party
- Christmas On a budget
- Gift ideas to keep you from becoming a basket case
- How to save big at after Christmas sales
Prefer the Kindle Version? Find it here!
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Dig Out of Debt: Over 1000 of the Best Ideas From LivingOnADime.com – $17.95Dig Out Of Debt is available as a print book or series of 5 e-books containing a total of 229 pages of the most popular information from the LivingOnADime.com web site.
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How many pages?
Around 250 pages.
Hi, we have 7 children and right now I am back in college, my husband is looking for a new job after selling his business of 10yrs, my 2nd boy is getting married in 1 week (!) and we are pretty good about not spending on frivilous things all our married life (26yrs), I hate to part with even $11 if it is mostly on things we alread practice, do you think it has enough in your book that we don’t know already?
Most people find at least 1 thing that will save them the cost of the book but if you don’t we will be happy to refund your money if you don’t find anything that you can learn to help you save.
Hi,
We don’t have any credit card debt…just two car loans,and house payemnt along with the basic other bills…think this would help us in any way?
THanks
We always say that in most of our books people find at least 1 good tip and usually it is more, to use that saves them enough to pay for the book. It is more then a book on how to get out of debt but it shows you how to save in almost ever area of your life and by doing that you can then get rid of your car payments and mortgage faster.
I have the printed version of this book and reread it all the time for inspiration. Love the print versions of the books the best. Hope you offer more of them in print.
Hi,
I just found the Living on a Dime website; I’m always keen on finding tips to live frugally and stretch my hard earned dollar.
I’m curious to find out if any Canadians have purchased this book and if so have you found the tips to be helpful for Canadians. So many times I’ve purchased American books and have found that the tips and tricks have not been useful for Canada. I’d love to hear from fellow Canadians.
Pam first I hate to say it but because of the unreal cost of postage to ship it to Canada we don’t ship the book there but some of our readers have had friends bring them across the border to them (sounds like some sort of illegal something and I didn’t mean it that way
and they have loved the book.
We get this question pretty often from even people in the states.
The thing is the book works for everyone because we use basic principles on spending your money and using groceries that has nothing to do with prices or the availability of something. For example I talk about keeping your fridge and pantry cleaned out so that you can see what you have to use all the food you buy and not to waste your money by throwing out so much unused food. I talk about not allowing your kids to leave bags of cookies or chips open to get stale and then have to toss or to feed your preschooler a half of sandwich instead of a whole one if you keep throwing out part of it.
We talk about how always buying in bulk may not be the best way to save and why homemade isn’t always cheaper. How to make your own baby food to save.We have freezer tips, gift basket tips, homemade lotions, toiletries and cleaning products. As you can see everyone the world over can use these things.
I think what people like the most about our book is we use basic foods for our recipes that most people use and not regional things. Our recipes call for flour, sugar, eggs, carrots, green beans, milk, rice, potatoes, chicken etc. which most people have in their areas. We don’t use recipes with fish, vegetables, fruits and spices etc. that we not only can’t pronounce but we have never heard of them let alone be able to find them living in the middle of Kansas.
Hope this helps answer your question.
i love this book and penny pinchin mama .. i am re-reading these again (i think this is like the 3rd or 4th time for each book) .. trying to find new ways to come up with saving money ..
the best advice i got from the books was about the thermostats .. esp in the winter .. we do not use the heat unless its necessary .. and we have saved a ton of money .. in the summer tho we have used the a/c a bit higher than what i would like but thats bc of hubby’s heart condition and bc he has leukemia and stomach cancer i want him to be as comfortable as possible ..
we are finally getting ready to move .. its an apt and its a HUD apt .. so it goes by ur monthly income .. and its totally handicapped .. we will be saving a full 40% of what we pay for rent here .. and our electric is going to be lower too .. now our water bill will be higher tho .. here we have a septic and the apt is totally on city water .. here our water bill is no more than $20 and there it is estimated between $40 to $50 .. which still isnt too bad considering the rest of the money we will be saving .. and not to mention lawn care (we have to either do it or pay someone to do it) and pest control .. they handle all of that ..
another bad thing is we wont be able to take the dogs but the dogs are super old and sickly .. eventually we were going to have to put them down .. the dachsy has been crying and dragging her legs a bit bc of her hips .. and the boston terrier, well.. he goes into a corner every so often and just sits and shakes .. i called the vet and well bc mickey has done this whenever there was rain in the forecast but there hasnt been any rain these last few months, the vet said bc he is 75% blind and 75% deaf he could be remembering his puppy days when he was severely abused *we rescued him when he was about 2* .. so, even tho this is a sad thing, they will be put down once we are ready to move .. i tried to find them a home or take them to a no-kill shelter but the lady that owns the shelter said bc of their ages and health conditions its best to put them down .. no one will adopt them ..
and my cat? .. well he is almost 14 .. he is neutered and declawed .. but we have asked if he can come in and i have a dr’s note and we have the dr filling out paper work and etc .. not sure tho . we will find out later .. our other cat (whom died in aug 2011) was hubby’s companion but since he died this cat has taken his place as hubby’s companioin and with hubby’s diseases i am hoping we can take the cat ..
hubby is so upset tho about the dogs but we just cant take the dogs ..
i wish there was another way but this apt is what we need and can afford .. our dachsy will be 12 in feb (next week), mickey is 13 1/2 and the cat will be 14 on april 7th .. so they arent kittens or puppies .. and we have loved and protected them .. and gave them a good life and home ..
sorry just sharing ..
You have given your pets a wonderful life and now you are making a very wise decision at the end of their lives. You have taken the steps that will ensure the rest of their lives will be peaceful. I do hope it is possible for you to take your kitty to the apartment because that is such a comfort for your husband. All the best to you both at this difficult time in your lives.
but about the books . these are wonderful books .. and i am hoping to go thru them again and find more ways to come up with and save money ..
..
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I like that the ideas in your book are down to earth things that I can do even when I think I have already cut to the bare bones. The magazines that tell you how to save $100′s of dollars seem to always be luxury’s that we don’t spend on already. Your ideas are practical for people that are living high on the hog!!
Thank you!
I have learned so much from your information given. Would love to win. Thanks.
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Still trying to win one of these books. I know any one of them will help!
Sue
Would love the dig out off debt print book. I have a friend who could really use some help.
I would love to get my hands on this. I see nothing but opportunity (sky’s the limit) in having something like this.
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Thank You for ALL you have shared with us. I have learned so much from you. I love your genuine sincere concern in helping all of us save money, feed our families well, and Dig Out of Debt. Gods Blessings to you and your whole family.
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I would like to know if your books are available at book stores or even on line. I would love to have a copy and I live in Canada and I don’t have a credit card to purchase the e-book. I am trying to whittle down our expenses and stay on budget. Thanks for all you do and the encouragement you give to all of us. God Bless.
Susan I’m sorry we don’t have the books in the book stores any more. It was actually costing us money to have them in the stores plus most people got a much better deal from our website so we stopped doing it. We have so many faithful readers in Canada too but can’t ship there so that is part of the reason we started our e books.
But all is not lost if you do want an e book you can send a check or money order to this address for one.
Living on a Dime
PO Box 193
Mead, Co 80542
Hope this helps you. If you can’t get one right away keep reading the website because we have literally thousands of tips, ideas and articles on it.
Hi,
I really want this book, but I can’t buy it or I will go deeper into debt.
I seriously don’t have a dime to my name and could really use the advice in
this book.
Carolyn
Carolyn we say don’t buy anything until you can afford it but as soon as you can most people we have found who have bought the book have not only found the first week or with only 1-2 tips they used it that it paid for itself but it also saved them a huge amount more and helped them get out of debt much faster. You can still use everything on the website and it is free there are thousands of tips and ideas.
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