Tuesday, June 30, 2009

Popsicle Paradise! - June 30, 2009

Good morning!

In today's newsletter, you'll find lots of great ideas for frozen treats that will keep everyone cool and happy this summer! You'll also find healthier alternatives submitted by some of our readers.

And for more great 4th of July tips, don't forget to visit the blog.

Have a great week!

-Tawra
www.LivingOnADime.com





Popsicle Paradise!

Making your own popsicles can give great variety and keep your kids cool this summer!


Remember when you used to sit on your front steps on a hot summer day eating a popsicle? It was usually red or purple and on special occasions you got a fudgesicle. Remember how you tried to lick the drips faster than the sun could melt them? Sometimes the drips would roll down your fingers, forcing you to make the mind numbing decision whether to lick your fingers or the new drips forming on your popsicle.

Every once in a while a few drips would get out of control and fall on your bare toes. Remember how your dog’s tongue felt like sandpaper when he licked the sweet gooeyness off of them?

It's funny how we try to make drama and expensive memories for our children when it's the simple everyday things we remember the most.


Try some of these ideas to keep the kids entertained this summer:

  • To find popsicle molds, look at discount and mail order stores or garage sales. If you don't have any molds, use small paper or plastic cups. Put a wooden stick or plastic spoon in the center.

  • For mini popsicles, pour orange, apple or grape juice or flavored drink mix into ice cube trays. Partially freeze and then place toothpicks in the center of each cube (or place plastic wrap over the top, secure and insert toothpicks through plastic wrap).


For non-traditional popsicles:

  • Freeze applesauce in popsicle molds.

  • Mix fruit or jam into yogurt. Freeze in small, snack sized Ziploc bags for frozen yogurt on the go. Cut a hole in the end of the bag for easy access/eating.

  • Mix gelatin and freeze. Add gummie fish or worms before freezing for added fun.

  • Freeze syrup from canned fruit.

  • Add food coloring or sprinkles to yogurt or softened ice cream for added pizzazz. Then freeze in popsicle molds.

  • When you have leftover jam or jelly, put 1/4 cup of hot water in the jar and shake well. Pour into popsicle molds and freeze.

  • If jelly or jam doesn't set up well, use for popsicles or add more water, boil and make syrup.

  • Make a batch of pudding. Add coconut, nuts, marshmallows, crushed cookies or sprinkles if desired. Pour into molds. Freeze several hours until firm.

  • Stick a toothpick in the center of blackberries, strawberries, raspberries or sliced bananas. Dip in chocolate if desired. Freeze on a tray. Once frozen, store in freezer bags.

  • For easy snow cones, freeze orange juice (or any other flavored juice) in ice cube trays. Store frozen juice cubes in a plastic bag. Blend 5 cubes in the blender until they have a shaved ice consistency. The shaved ice will keep its consistency if kept frozen in a container.

  • For watermelon popsicles, blend one cup each watermelon chunks (seeds removed), orange juice and water. Blend well. Then pour and freeze into molds.

  • For strawberry popsicles, blend 2 cups strawberries, 1 cup vanilla ice cream or yogurt, 4 cups orange juice and 2 tablespoons sugar. Blend smooth. Pour into molds and freeze.

  • For banana popsicles, dissolve one 3 oz. package strawberry gelatin with one cup boiling water. In a blender, mix gelatin, 1 banana and 1 cup yogurt or ice cream. Blend well and pour into molds.



Check out the Dining On A Dime Cookbook and save!

Dining On A Dime

At almost 500 pages, Dining On A Dime includes over 1200 recipes and tips like these to help you keep more of your money.

The recipes are easy to cook and can be made with ingredients you can actually find at your local grocery store!

Try Dining on a Dime and start saving today! Learn more here.




Pudding Pops

1 pkg. pudding (not instant*)
3 cups milk

Combine 1 large package of pudding with 3 cups of milk. Mix only enough to blend well. Quickly pour into popsicle molds and freeze. Chocolate and vanilla pudding may be layered for a fun treat. Makes 8-10 popsicles.

*Regular homemade pudding may be used instead of store-bought pudding mix.


Moo Fruit Freezer Pops
(submitted by Roxie in Texas)

1 bag (16 oz.) frozen fruit. (I used some strawberries I had frozen)
1 1/2 cup of milk
1/2 cup of sugar or Splenda

Combine the fruit, sugar, and 1/2 cup of milk in a food processor and process for 5 seconds. Add the rest of the milk and process for 15 seconds more. Mixture should be smooth and almost frozen. Scoop 1/2 cup of frozen mixture into 5 oz cups or popsicle molds. Insert sticks and freeze until firm.



Banana Pops
(Submitted by Lisa)

Slice bananas into disks.

Roll banana discs into PLAIN yogurt (you can use vanilla yogurt, but I used plain because that's what the recipe said, and that was back in my super healthy days)

Add any kind of topping you wish. We rolled our disks in chopped pecans. I know that's expensive, but we love pecans so much. After freezing these we ate them and you wouldn't believe the taste! It was like eating a frozen candy bar. Okay, maybe not that good, but they were sweet and refreshing, and I didn't have to put a limit on how many the kids could eat.


Other toppings that work well: chopped raisins, granola, any kind of nut (cashew, peanuts, almonds), peanut butter (this would be without the yogurt), and of course, melted chocolate or chocolate chips.

My son is not a fan of bananas, but he really liked this treat. You can even eat them plain. Oh, yeah, another topping we did was a cinnamon/sugar mixture. Believe it or not, it was good too!

I will warn you that it's messy because of the yogurt. And super messy if the kids help! But you don't have the guilt of giving them something unhealthy, and it's a cheap "popsicle."

Labels: , , , , , ,

Thursday, June 25, 2009

Vacation Tips, Yummy Maidrites! - June 25, 2009

Hi Everyone!

Jill said thanks for all of the great birthday wishes!

On the blog, Jill has posted some 4th of July tips for you! For those of you who looked for the baby update Tuesday, we had a technical snafu on the blog and it didn't get posted. Tawra hopes to post an update later today.

Today's newsletter includes a recipe for Maidrites, a definite favorite in our family! We hope you enjoy them!!


Have a great weekend!

-Mike
www.LivingOnADime.com





Today's Tips

  • You can use a Thermos for other things besides just carrying ice and cool drinks.

    • When going on a road trip or a picnic, put hot dogs in a thermos and cover with boiling water. By the time you are ready for them, they will be perfectly cooked.

    • You can also use your thermos for Sloppy Joes or today's different and even yummier version of Sloppy Joes, Maidrites. (See recipe below).


  • Going out to eat can be part of the fun of going on vacation but it can also get very expensive so to save a little money, let the family sleep in and then get a large breakfast later in the morning. Most everyone will still be full by lunchtime, so a snack will usually hold them over until dinner. This saves the expense of one full meal out.


  • Going to an amusement park or sightseeing on an empty stomach is as bad as dragging the whole family to the grocery store on an empty stomach. Everything in sight looks sooooo good. Feed everyone well before you leave for your busy day so that all those tempting treats won't be quite as tempting... Well except maybe for the fudge and the cotton candy and the funnel cakes and...HA! HA!


  • Mike's two cents-- Another good way to save is for mom and dad to wait for the yummy treats until everyone else is on the rides. They don't need to know, do they? ;-)

Today's Menu

Maidrites*
Potato Salad
Fresh Veggies of any sort
Baked Beans
Watermelon




Featured Resource
Grocery Shopping On A Budget e-Course

Grocery Shopping On A Budget

Save, stretch and get more for your food dollars!

Learn More Here!




This recipe makes a huge batch (serves 30). You can easily half it if you want but you may decide to prepare the whole batch because it freezes exceptionally well. It's great to keep small portions in the freezer for unexpected company, an impromptu picnic or for those days when you are just too tired or hot to cook.

Serve it like Sloppy Joes on a bun with pickle and mustard but in a pinch it tastes just as good served between 2 slices of bread.


*Maidrites

6 lbs. hamburger
8 slices of bread or
1 pkg. dinner rolls crumbled up (I like it best with the
rolls but don't always have them on hand)
3 cups milk
1 1/2 cups tomato juice
4 eggs
Onion powder (to taste) or 1 cup chopped onions
Salt to taste

Mix ingredients together and pour into three 9x13 pans. Bake at 300° for 1 1/2 to 2 1/2 hours, until done. Stir frequently.

For anyone who lives in Kansas and has ever eaten a NuWay, that is what these taste like.



Labels: , , , , ,

Tuesday, June 23, 2009

Dealing With A Tight Budget - June 23, 2009

Dear Readers,

We hope you had a great weekend! Today's newsletter includes Jill's top lessons for anyone who is dealing with a tight budget. This is the third part of Jill's answers from a recent magazine interview.

Happy birthday to my mother in law (Jill), who thinks she's turning 28 today! ;-)

Also, Tawra and the baby are well. The doctor still has Tawra on bed rest, hopefully for just a little longer, while she recovers from pregnancy complications. Check out the blog for a baby update!


Have a wonderful week!

-Mike
www.LivingOnADime.com





Hello everyone! As you've already read in a couple past newsletters, I was recently interviewed about debt free living and how living without debt relates to my faith. Today we include the final part, my answer to the top lessons I would give anyone who is dealing with a tight budget.

-Jill

Interviewer: What are the top lessons you would give a family or even a single person who is dealing with a tight budget?

  • Stop spending.

  • Don't think that using a credit card or getting a loan will make it better. Going into more debt will not help you get out of debt.

  • Get rid of your pride. You may have to shop at garage sales for a while. You may not be able to have your kids in sports and you might have to say no to friends when they want you to go to an expensive restaurant. Pride is a sin. God didn't kick the angels out of heaven because they murdered someone or were doing drugs, drinking or smoking but for pride.

  • Stop worrying about what others think or whether or not you are making a good impression. We constantly tell our kids not to give in to peer pressure but we do it all the time. We Christians can be especially bad about worrying what other Christians are going to think of us. That is the same as when your kids worrying about their peers.

  • Cut back on everything. You can save 50% on your grocery bill before you even go to the grocery store by simply exercising good portion control with your food. It is better for you, too. Go from a 30 minute shower to a 5 minute shower. Not only will you save on utilities, but your skin will thank you.

  • This should be number one: tithe. Right now when others are panicking about their 401k's or about what their stocks are doing, I don't have a worry in the world. I have invested my money in Someone who has promised that no matter what happens in the world, including with finances, I and my children will be fed and taken care of. He has demonstrated His faithfulness over and over. To me, my tithe is the best savings a person can have.

  • The real test of a person's character occurs during hard times. Keep your integrity, be responsible and be trustworthy and honorable whether your situation is your fault or not, whether it is fair or unfair. Proverbs 22:1 says "A good name is more desirable than great riches; to be esteemed is better than silver or gold."

    I once received a notice of foreclosure on my house. I had 2 weeks to come up with $35,000. I didn't have $35. I wasn't sure what to do. If I lost my house, my kids and I would literally be out on the streets. After a few moments of panic, I prayed and God told me what to do. One of the first things I did was to call the banker and tell him I wanted to start up our old business, which I knew nothing about and had no money for supplies, no customers and a limited market.

    What loan officer do you think would say, "That's great-- forget the foreclosure and you don't even need to make a payment until your business is up and running well"? None that I know of, but that is exactly what he said. We had banked there for a while and, because of that, he knew I always paid my bills (the foreclosure was because of my husband's debts he incurred when we were separated). The loan officer said "Jill, I know you and trust you to pay so I'm not worried."

    Everything God tells us to do is for a good reason and it is usually for our good. He wants us to have a good name because He knows at times when things hang in the balance, a person's good name can tip the scale in the right direction.

  • Don't decide you are going to change your ways and then expect God to suddenly produce a miracle and make all of your debt go away. God loves you, but He is also a just God. He expects you to pull your weight and if you spent 5 years carelessly spending, you may have to work extra long and hard for 5 years to get yourself out of your mess.

    It would be like telling my teenage son to clean his room. After a month goes by, he is out of clean clothes, can't find anything and has been grounded by me for failing to do what I told him to do. He tells me how sorry he is, insists he'll never do it again and repents all over the place, but he still has to clean his room, which is such a big mess it is going to take twice as much work.

    I forgive, but he is perfectly capable of cleaning it himself, so he has to clean up his own mess.




Featured Resource
Grocery Shopping On A Budget e-Course

Grocery Shopping On A Budget

Save, stretch and get more for your food dollars!

Learn More Here!




Here's something to think about:

In Matthew 6:24, the Bible says "No one can serve two masters. Either he will hate the one and love the other, or he will be devoted to the one and despise the other. You cannot serve both God and Money." We always think that this verse relates to having lots or money, that it only concerns the wealthy or those seeking wealth, but it can pertain to the poor and those in debt, too.

Be careful. What controls your waking thoughts? God or money? What do you seek after more? God or a way to pay your debts? What do you talk about more with your family? God or how the bills are piling up "in these hard economic times"? Do you spend all of your money eating out, playing a game of golf, buying your kids sports uniforms and dance lessons and having your nails done or do you first tithe?

I have found most people give their money to whoever or whatever has their heart and soul. I don't say these things to condemn you but to get you thinking, "Do I have things mixed up? Can I do something differently? Do I need to change something, even if it is something small?"

We guard our families in so many areas. Don't let Satan sneak in the back door with this and destroy you, your family and your testimony.


Labels: , , ,

Thursday, June 18, 2009

Peachy Pork Chops, Easy Bake Oven Cake Mix - June 18, 2009

Hi Everyone!

I hope you're all having a great week so far! Today's newsletter includes delicious menu including peachy pork chops and "Cool" veggie salad.

Dont forget that the "Saving with Kids" 13 e-book series is half price this week! If you haven't checked it out yet, take a look at it here before you miss it!

Have a great weekend!

-Tawra
www.LivingOnADime.com




Easy bake ovens are an inexpensive way to entertain the kids during the summer. Here's a great recipe from "Kids Recipes" to get you started!


Cake Mix for Easy Bake Ovens

1 cup sugar
1 1/2 cups flour
1/2 tsp. salt
3 tbsp. cocoa
1 tsp. baking soda
1/3 cup shortening

Combine all dry ingredients. Cut in shortening. Store covered for 12 weeks.

To use: Combine 1/3 cup mix with 4 teaspoons water. Bake in easy bake ovens only.


Today's Tips:

  • Get out some of those leftover chocolate Easter bunnies and melt them. Dip chunks of bananas in the chocolate. Roll in nuts, coconut, or sprinkles and lay on a tray and freeze. Store them in a plastic bag or container to have quick cool snacks instantly when you hear those words once again: "I'm hungry. What can I eat?"

  • When making homemade ice cream or homemade fudgesicles:

    • For fudgesicles, add 1/2 envelope of powdered whipped topping (like Dream Whip) to your mix before freezing.

    • For 6 quarts of ice cream, add 1 envelope of powdered whipped topping to your mix before freezing. This gives everything a creamier taste.


Today's Menu

Peachy Pork Chops*
Boiled Red Potatoes
"Cool" Veggie Salad*
Bread w/ butter and jam
Butterscotch Pudding Parfaits
(layers of butterscotch pudding and whipped topping)




Saving With Kids e-book series
Half Price!


Saving With Kids e-Books

Are the kids driving you crazy?

The "Saving With Kids" e-book series can help! You'll find lots of fun activities and recipes to keep kids busy along with e-books that help you organize kids' bedrooms, get them to help with housework and teach them to be responsible with money.

It's on sale for Half Price, but only this week, so check it out now!




*Peachy Pork Chops

4 pork chops
1 10 oz jar peach jam
2 Tbsp. vinegar
1 Tbsp. mustard
1/2 tsp. Worcestershire sauce
Dash of Tabasco sauce

Brown meat and cook until done. Mix and heat rest of ingredients and serve over meat.



*"Cool" Veggie Salad

1 head cauliflower, cut into pieces
1 bunch broccoli, cut into pieces
10 oz. frozen peas
1/4 to 1/2 cup onion

Dressing

1 cup sour cream
1 cup salad dressing (like Miracle whip)
1 pkg. Hidden Valley ranch dressing mix

Mix dressing ingredients. Pour dressing over veggies and chill overnight. Will keep well in the fridge for several days.

Labels: , , ,

Tuesday, June 16, 2009

Packing Food for Road Trips - June 16, 2009

Dear Readers,

I hope your week is starting out well! I'm taking it easy this week while I recover from having the baby and while we all get adjusted. The kids are very excited and have been very helpful with the baby. You can read more about it all on the blog.

This week, we're offering 50% off the "Saving With Kids" e-book series. "Saving With Kids" is full of inexpensive, creative and fun activities and recipes to keep kids busy during the summer. It also includes e-books to help you teach them to be responsible with money, organize their bedrooms and get them to help around the house. It's only on sale until Monday, so check it out today!

Have a great week!

-Tawra
www.LivingOnADime.com




Packing Food for Road Trips
by Jill Cooper

"Over the River and Through the Woods to Grandma's House We Go" -- Again!

Hoooraaay!!! It's summer. That means exciting vacations and special trips to Grandma and Grandpa's house! You have dreamed about it all winter long -- your family, together in the car laughing, singing and playing road trip games. You stop at delicious restaurants --you know, the kind you see on Oprah where they serve the best hamburger or pie in the world. It's totally relaxing. You finish your meal, savoring that last cup of coffee. You climb back in the car to complete the journey. Then you arrive at Grandma's!!! (or Disneyland!!!) -- Now wake up! --As I said, you were only dreaming.

Now it's time to take your real trip. After spending several grueling hours trying to fit ten suitcases into a four suitcase carrier top, you are finally ready to leave. Let the games begin! They (the games that is) usually start before you even get out of your driveway. Everyone drags to the car half asleep and grumpy. Then, there is the first fight of the day -- Who gets to sit where? Once you get that settled, you are on your way (or so you think). Two miles out of town, you learn that someone has forgotten to turn off the iron. You have no choice but to head back home. One hour later, you are once again cruising down the highway when you get to play the second game of the day -- the "bathroom game".


Child: "I have to go to the bathroom."

Dad: "Didn't you go before we left home?"

Child: "Yes, but I have to go again."

Dad: "Well, you are going to have to hold it because there is no place to stop!"

Child: "But I really have to go. I can't wait another minute."

Dad: "Let me see if I can find a tree or a bush!" (Good luck trying to find a tree or bush if you are traveling across Kansas!)


Once you persuade the child to go to the bathroom standing between the open car doors, you forge on.

The next game takes a lot of skill and dexterity. It's called "Baby Diaper Blow Out". All at once, your older children start screaming "Oh! GROSS! Mommmmm!" You see them in the rear view mirror climbing on top of each other to get to the opposite side of the car from where the baby is sitting, grinning from ear to ear. You know you are in for big trouble.

About the time the odor reaches you, you KNOW you are in REALLY big trouble. Of course these games can only be played when the nearest town is at least an hour away. Once again, you pull over. Who gets to hold the poopy baby? Where will you put the poopy baby while cleaning him up? You can't use the back seat because it has diaper blow-out shrapnel on it. To make it worse, mom tries to clean up the whole mess -- baby, car seat and sometimes the floor of the car, with only the few baby wipes that fit in that cute little container for your diaper bag. I think you can usually get 4 or 5 wipes in them. If all else fails, you can always dig out the extra wipes you packed in the suitcase that is tied on the top of the car in the too small carrier. Look at the bright side -- You could be doing all of this in a freezing snow storm instead of 100 plus degree weather!

Half an hour later, everyone finally piles back into the car. This is not your idea of seeing America... After an hour's worth of driving, you hear the first "I'm hungry". You are more than willing to stop, if for no other reason than to find a place to trash that stinky diaper.

Next Decision: Since you are so far behind on your schedule, do you get it "to go" or do you stop and go inside to eat? If you go inside, you will have a battle on your hands trying to drag your three year old away from the McDonald's playground. That last thought scares you more than the idea of pop and ketchup stains in the car, so you start hitting the drive-thru windows. I made that plural because, of course, everyone wants something different to eat and this is, after all, everyone's vacation. Three restaurants later, you hit the highway.

Now comes the part of the trip you like the best. Everyone is full and tired, so they lay back and take a nap. You hunker down, ready to relax and enjoy the view. In one split second, you forget the view and your eyes rivet to the rear view mirror once again. "Mommmm! I'm going to be sick!" I've never seen a mom move as fast as when she hears those dreaded words. The timing is impeccable. In one swift, single motion, off comes mom's seatbelt. At the same time, she twists, turns and flips over the seat, grabbing junior by the neck and shoving his head out the window, all the while hoping that dad was on top of the game enough to have the window down for her. Another good save by mom!

Ten hours later, you arrive at your destination 200 miles from home. You haven't been this dirty, smelly or tired since your last vacation, but you're sure it's all worth it. (You are sure, right???)




Saving With Kids e-book series
Half Price!

Saving With Kids e-Books

Are the kids driving you crazy?

The "Saving With Kids" e-book series can help! You'll find lots of fun activities and recipes to keep kids busy along with e-books that help you organize kids' bedrooms, get them to help with housework and teach them to be responsible with money.

It's on sale for Half Price, but only this week, so check it out now!





I know a lot of you are thinking that you would love to be taking even a bad vacation right about now, but with gas prices so high you can't imagine that's possible. Here are some suggestions that might help you:

First, you don't necessarily have to leave town to take a vacation. I have spent some of my best vacations just staying at home. We would get up when we wanted, eat a couple of meals out at our favorite restaurants, read or watch TV all day or go on picnics. We just did what we wanted. If you have a little money, but not enough for gas, then check into a hotel in town and swim for a day or two. That's what most kids love to do anyway and, once you're inside, most hotels look pretty much the same whether you are in South Dakota or Texas.

If you have some money saved for a trip but you know that the gas cost is going to eat most of your funds, try cutting your budget in another area, like your food. Consider taking your food with you. At first this may not seem to be as much fun but you might be surprised. I recently took two different trips with the grandkids. For one trip, we decided to stop for fast food meals along the way. We were getting tired and hungry. We exited off the highway and of course there was the great debate about which fast food place to stop. Once we finally decided that, we tried to find a parking place because half the population of the United States had chosen to stop at the same McDonald's as us. We dragged ourselves out of the car, grabbing kids' hands to keep them from becoming road kill under the tires of the cars rushing through the drive-thru. Once inside, we stood in line and stood in line and stood in line... Thirty minutes later, we had our food. The place was packed, but we finally found a booth where all of us could pack in together like we were in the car. One spilled pop and dumped order of fries later, we threw the half eaten remains of the food into the trash and hit the road again.

The next trip, we decided to pack our food. Not only did it save money, but it seemed much easier. We planned to stop at a park or rest area. While we were laying out the food the kids ran around like a bunch of wild things getting rid of much of their pent up energy. If there was a spill, it was no big deal because it was on the grass. There was very little food left over because I had packed foods that were special treats. We packed up the little food that remained and saved it for later. It was so much more fun sitting under the trees enjoying the breeze than sitting packed like sardines in a booth at a fast food place. Even on warm summer days, there is usually enough wind and shade to make it comfortable to sit outside.

Going out to eat on a trip does not hold the excitement that it once did. Most families go out to eat so often at home that the novelty of it has worn off. The next time you travel try packing your own food, not only to save money but also to experience something fun and different. You might even try half and half. Pack for one meal and eat out for another. And don't forget breakfast -- Sometimes getting on the road the first thing in the morning is such a rush that it might be easier to wait and eat breakfast after you have driven an hour or two. This works especially well if you have to start out in the wee hours of the morning.

If your budget allows it, pack foods that your family only gets for special occasions. Here are a few ideas to get you started:

Breakfast

  • Muffins, banana or apple bread
    Don't forget the butter or cream cheese

  • Donuts, honey buns
    If you think it will be easier for you, buy them individually packaged. I'm not sure why, but kids seem to love individually packaged things and it makes everything more fun.

  • Bagels with cream cheese and jam
    Mix the jam and cream cheese together and place in a small container before you leave.

  • Individual boxes of cereal with milk
    When I was young I always thought that it was so neat to be able to cut the sides of the boxes open and use the cereal box for a bowl. My mom thought it was neat because she didn't have to bring extra bowls and could toss the boxes.

  • Hard boiled eggs

  • Little smoky sausages (the pre-cooked kind)
    These can be eaten out of the package, but if you like them hot, place them in a small thermos and pour very hot to boiling water over them. Put on the lid and by the time you are ready to eat them, the water will have heated them through.

Lunch and Dinner

  • Sandwiches
    Sandwiches are always great for a trip. Use hoagie buns instead of regular sandwich bread. It makes them a little more special and they don't crush as easily.

    Good old peanut butter is great for the kids. Pay just a few more pennies and get the peanut butter in the tube. No messy knives and it's smaller than a jar. If you have spare packets of jelly from eating out, use those or buy jelly in the tube, too.

    If you put lettuce or tomato on your sandwiches, bag them separately and put them on just before you are ready to eat.

  • Chicken or slices of ham
    Fried chicken is always a good picnic stand by. See later tips on keeping it cold.

  • Hot dogs
    As with the little sausages, put the hot dogs in a thermos and cover with boiling water. They will be perfectly cooked when ready to eat. To me these are so much easier than sandwiches and everyone loves them.

  • Potato salad or pasta salad
    Keep them in a small cooler.

  • Chips, crackers and cheeses
    Buy chips in the cans. Slice or cut cheeses into cubes before you leave. Cheese sticks are perfect.

  • Baked beans
    Once again, they keep great in a thermos.

  • Fruits and veggies
    Apples, Oranges (already peeled) and firmer fruits.
    Clean and bag carrot sticks, celery, broccoli, cauliflower or other vegetables.

  • Cookies, brownies, quick breads and muffins
    These are the best desserts.

  • Drinks
    Of course pop works great, but I like to freeze bottles of lemonade. Lemonade seems more refreshing. You can also have juice or iced tea in bottles and coffee in a thermos for coffee drinkers. Be sure to freeze all your drinks to help keep your other foods cool in place of ice.

    Don't forget the water!

General Tips

  • Kids usually whine and fuss for one of two reasons. They are hungry or tired. This is especially true on trips, so bring plenty of snacks and a pillow for everyone.

  • If you have room, box each family member's meal in his own box like the box lunches they give out at activities. This is really handy if you have to eat while driving. When finished eating, each person can put his empty wrappers in his own box for easy clean up.

  • Be sure to bring those extra ketchup, mustard, salt, and pepper packets you get from fast food. Don't forget the plastic knives, forks and spoons along with napkins and a paring knife. Make sure just about everything is disposable.

  • If money is tight, you don't have to have elaborate meals. I still fondly remember the trips when we stopped and bought a bag of chips, a loaf of bread, a package of bologna and cheese. We washed it down with an icy cold Pepsi and nothing tasted better.

  • If you can, buy the gadget that you plug into the lighter plug in your car to heat water. It works well for instant coffee, oatmeal and hot chocolate.

  • In this day and age with so many convenience foods available, it isn't hard to pack a lunch for the road. Even using those convenience foods, it is usually cheaper than buying food for the whole family at a fast food place.

Labels: , , , ,

Thursday, June 11, 2009

So Da lious Pork Chops - June 11, 2009

Hi Everyone!


Breaking News!! It's a boy!! Baby Jack arrived at 6:15 PM on Tuesday June 9th. He weighed in at 8lb. 3oz. and was 20 inches long. Tawra and the baby are both well and everyone is pretty excited! (did I mention tired? ;-) We expect that they will be released from the hospital some time today (and today is also our 6 year old's birthday). You can see pictures on the blog here!

In today's newsletter, Jill brings us another menu and some delicious and easy recipes including So Da lious Pork Chops and Peach Cobbler!

Have a great weekend!

-Tawra
www.LivingOnADime.com





Today's Tips:

  • Something to think about: Here in our city if you buy bottled water for a family of 4 it costs about $1700 a year. If you use tap water for that same amount of water, it costs $14.

    Have you heard the joke that says, "He is such a good salesman that he could sale ice to an Eskimo?" Well, I think some good salesmen got together and said "Let's see if we can sell water to people who get it for almost free from their tap." ...And it worked. They did it. I don't know about you but there are an awful lot of things I would like to do with $1700.

  • Want water that tastes as cool and crisp as a mountain stream? Pour your water into a jug and put it in the fridge overnight. All chlorine and chemical taste disappears and the water is delicious.

Today's Menu:

So Da lious Pork Chops*
Country Fried Potatoes
Cooked Carrots
Caesar Salad
Fresh Bread, Butter and Jam
Instant Peach Cobbler*





Check out Dining On A Dime and save!

Dining On A Dime

At almost 500 pages, Dining On A Dime includes over 1200 recipes and tips like these to help you keep more of your money.

The recipes are easy to cook and can be made with ingredients you can actually find at your local grocery store!

Try Dining on a Dime and start saving today! Learn more here.




Today's Recipes:

So Da lious Pork Chops

6-8 pork chops
1 cup ketchup
1 cup Coke

Brown pork chops and place in a greased baking dish. Mix ketchup and coke and pour over chops. Cover and bake at 375° for 45 minutes.


Instant Peach Cobbler

Filling

1/4 cup butter, melted
1 can peach pie filling (or any other fruit filling)

In a greased casserole dish, mix butter and pie filling.

Topping

1 can refrigerator biscuits, cut in fourths
1/4 cup butter, melted
1/2 cup sugar
1 tsp. cinnamon

Mix sugar and cinnamon. Dip biscuits into melted butter and then into the sugar mix. Place them on top of fruit filling. Bake at 400° about 15-20 minutes until biscuits are brown.

Labels: , ,

Tuesday, June 9, 2009

God Provides - June 9, 2009

Good Morning!

Well, today's the big day! As you're reading this, I'm "hopefully" lounging in the hospital with an epidural waiting for Baby K to arrive. :-) At the doctor's recommendation, we decided to go ahead and induce today at 38 weeks so hopefully by tonight we will have a new baby. Check out the blog here for the "baby watch" updates. :-)

Also, today only Swagbucks is running a special 6 Swag Buck registration code for our readers. As most of you know I LOVE my Swagbucks. You earn points for searching on the Internet and then you can cash in those points for great places like Amazon, Lowe's and Target. If you'd like to check it out, I've posted more details on the blog. Find it here and hurry because it's only good today!

I hope you have a great week!

-Tawra
www.LivingOnADime.com





Hello everyone! Two weeks ago, I included a couple of my answers from a recent interview about debt free living and how living without debt relates to my faith. I was amazed at our reader response to the questions! Today we include two more of those interview questions and in a future newsletter, we'll include the final part, my answer to the top lessons I would give a family or even a single person who is dealing with a tight budget.

-Jill

Interviewer: I have read some incredible stories of God's provision on your blog and website. Would you share some of your favorites? Include some of your own!

I know people get excited about all the big things God provides for us, but more times than not it is the little things that blow my mind. Once, during very hard times, my folks paid for us to drive back for a visit. The day we got back I ran to the grocery store while my husband unloaded the car and gave a piano lesson.

When I got to the store, I walked past the tomatoes and stood looking. What I wouldn't have given just to taste a tomato. It had been so long but I only had enough money for bread and milk, so I shrugged and went on. When I arrived at the checkout counter, I saw the people in front of me picking out magazines and putting them in their carts and once again I thought, "Wouldn't it be nice to have a magazine to read?" Still, I didn't dwell on it and went ahead and checked out.

I arrived home and there on the table sat not one or two but a huge box of home grown tomatoes. I went running through the house so excited to find out where they had come from and there on the piano bench sat 3 stacks of decorating magazines with about 15 magazines in each stack. My husband walked in to find me in a state of shock. The piano student had brought the tomatoes and my grandmother had had my husband stick the magazines in the car before we left for home and I hadn't seen them.

Coincidence? I don't think so.

I had a 40 year old roof which leaked like crazy, but I was barely able to pay our basic living costs, much less pay for a new roof. I messed with it for years. It would leak so bad that, if it rained while we were at church, the 5 gallon bucket in the attic would fill up and still leak into the living room. We finally figured out how to set our large shop vac just so under the leak in the living room. Then we ran the hose from it into another 5 gallon bucket so it would over flow in the attic bucket into the shop vac down the hose and into the last bucket. Clever huh? But a real pain. Finally, we ended up putting a child's swimming pool in the attic because the leak became so large.

One night we had a terrible storm and I was standing outside looking at the shingles from my roof laying in the driveway. I was chuckling to myself thinking, "At this rate they won't need to tear off any of the 3 layers of old shingles by the time I can get it fixed."

A neighbor happened to walk by and asked "Have you thought about calling your insurance company?" He said, "To be honest, 90% of the time they won't fix it, but you might try." I took his advice and out came the adjuster. He said, "We will fix it and even pay for painting the inside and the carpet where it leaked." I was beside myself with excitement... but then he said, "We'll pay for it-- you only need to come up with a $1500 deductible."

I crashed. I had no where to get $50, let alone $1500. I told him there was no way I could come up with the money and thanked him. He said he had to crunch the numbers and file a report anyway and would call me tomorrow. He was a rather harsh and intimidating man and as he walked away, instantly, the story of Nehemiah came to my mind. I prayed like crazy that God would soften the man's heart the same way Nehemiah did the king's heart.

The next day the adjuster called and couldn't have been nicer. He said, "I stayed up late last night and re-figured your numbers. If we do this and this and this, I think we can make so you don't have to pay a penny."

In two weeks I had a free new roof.




One Day Special Free Offer For Our Readers!

Swagbucks

As most of you know I LOVE my Swagbucks. With Swagbucks, you earn points for using their search engine to search on the Internet. Then you can cash in those points for gift cards to great places like Amazon, Lowe's and Target.

It's always free, but today only, Swagbucks has agreed to give bonus Swag Bucks to any of our readers who are not already Swagbucks members. The details are on the blog. Read about it here, but don't wait-- It's only good today!




Interviewer: Have you seen an uptick in traffic in the last year? Book sales up? Do you have any statistics?

Our book sales have steadily increased but the increase has not been any greater than that of any of the other businesses I have had in the past. You would think with these "hard economic times" that our books would be flying off of the shelves, but I am not surprised that people aren't falling all over themselves to learn to how to get out of debt.

We had a business for many years selling player piano and nickelodeon parts. I was always fascinated that these instruments had been so popular during the Depression when money was so tight. After doing some research, I found that statistics show, when times get hard financially, people spend their money, no matter how bad it gets, on two things to help relieve the stress-- entertainment and beauty products.

That really makes sense because look what people are buying so much of now-- big screen TV's, vacations, trips to the spa, make up, having their hair done-- and don't forget comfort foods and large sizes of fast foods and restaurant food. It is human nature to want to buy something to make our "flesh" feel better rather than to buy a book teaching us how to get out of debt and stop spending, which is exactly what the flesh doesn't want to do.

-Jill

Labels: , , ,

Thursday, June 4, 2009

Wedding Food Tips - June 4, 2009

Hi Everyone!

In Today's Newsletter, we continue Tuesday's wedding theme by giving suggestions about preparing food for your guests while staying within your budget.

Don't forget -- The Living On A Dime Extravaganza is half price until Monday! Get some great menu plans, save in the kitchen, organize your home, make homemade bath and beauty products and more! It's half price until Monday, so check it out now!

Have a wonderful weekend!

-Tawra
www.LivingOnADime.com





Wedding Tips:

  • Plan the time of your wedding so that it falls in between meals if possible. That way if your wedding is at 2:00 in the afternoon most people will have eaten lunch and will be leaving the wedding before dinner.

  • Don't worry if you can only afford to serve cake, punch, coffee, mints and nuts at your wedding. Having been a guest at many weddings, I have never given a second thought to what I was served. There is always that one person who will have something negative to say, but if you had had an expensive sit down dinner that person would have had something negative to say about it, too.

  • Delegate, delegate, delegate. I could never have pulled off my wedding or my daughter's wedding if I hadn't had a lot of help from friends and family. Don't be afraid to ask for help. People love weddings and usually enjoy being a part of one. Pick one person to be in charge of the food, especially for the day of the wedding, and ask others to help you to prepare it.




Sale! Living On A Dime Extravaganza
Half Price!

Living On A Dime Extravaganza

Learn to save money in the kitchen, put together delicious and easy dinners, get and keep your home organized, save money on kids activities, move on a budget, save money on creative gifts and much more!

The Living On A Dime E-book Extravaganza includes 13 of Living On A Dime's Money-Saving e-Books in one package!

Get it for 50% off for the next week only! Learn more here.




Menus:

I will mostly be giving hints for what I call a "finger food buffet". It is a happy medium between just cake and punch and a sit-down dinner. Be sure to pick things that can be prepared in advance to make it easier.

The things I list are just a few ideas of things that you could use. Some things will be more expensive than others. Use only what will fit into your budget.


Large platters of fruit with or without dips

  • Use in-season fruit that can be prepared ahead of time without turning brown. Strawberries, kiwi, oranges and pineapple work well.

Large platters of veggies with or without dip

  • Check out a garnish book at the library to learn how to make them special instead of just making the usual carrot sticks. You can also serve olives, pickles, pickled veggies, etcetera with your veggie platter.

Sandwiches

  • Sandwiches should be like "tea" sandwiches, with the crusts cut off and cut into shapes like triangles, circles or diamonds.

  • Most sandwiches can be made way ahead of time and frozen. Spread each side of the bread with softened butter to prevent it from becoming soggy. This really works great. Wrap well before freezing.

Cheese and Cracker Platter

  • Use a variety of cheeses. Once again, these should be cut into shapes like bells, hearts or cubes.

  • Use a variety of crackers, too, not only in various shapes (round, square or rectangle), but also different colors.

Cold Cut Platter

  • In place of sandwiches, you can have a platter of cold cuts (attractively arranged by rolling them up) and served with a variety of small rolls or breads.

Use Mints*, nuts or spiced nuts


Additional Tips:

If you want to go one step further than just finger foods, you can add in any number of different types of salads.

Everything you serve should be attractively cut, arranged on platters and garnished. You can buy some very nice silver or crystal like platters at party stores. Don't forget to plan for decorations for the food table.

This all may seem like a lot of work but remember, you can do a good portion ahead of time, you don't have to serve everything listed and enlist help. Also you can cut corners in some areas. For example I will be giving you a recipe for wedding mints to make but if you don't have time for those, just substitute some of those pastel party mints that you can buy. In the same way if you don't want the work of "tea" sandwiches, just have a cold cut platter.



*Molded Mints

2 1/2 cups powdered sugar
1 (3oz.) pkg. cream cheese, softened
1 tsp. peppermint flavoring
Food coloring
Sugar
Candy mold

Mix first 4 ingredients. Knead several times. When dough is smooth, roll into a ball and wrap in plastic wrap. Chill 2 hours. Roll into small balls, dip in sugar and press into mold. If mints stick to mold, knead in more powdered sugar. Remove from mold and let dry 1/2 hour. Store in airtight container. Can be frozen or refrigerated. Makes 100 one inch mints.

Use food coloring to match the bride's colors. You can buy molds in the craft section at Wal Mart, or a cake decorating shop. Use anything you like - hearts, leaves and shells all work well.

Labels: , , , , , , ,

Tuesday, June 2, 2009

Here Comes the Bride - June 2, 2009

Dear Readers,

Well, we made it to full term with the baby. I'm now at 37 weeks and everything seems to be going fine. I'm definitely ready to be off bed rest!

This week, we're offering the Living On A Dime Extravaganza for half price! This e-book package includes 13 of our popular e-books to help you save in the kitchen, organize your home, move on a budget, make inexpensive bath and beauty products and more! It's only half price until Monday June 8, so check it out now!

In Today's Newsletter, mom addresses one of our most commonly asked questions this time of year - "How can I save while still having a nice wedding?"

Have a great week!

-Tawra
www.LivingOnADime.com





Here Comes the Bride

One of the most frequently asked questions we get, especially at this time of year is "How do I save on my wedding?" When you talk about money, emotions run high and if you talk about weddings emotions get even higher. Put the two together and you've got an explosive situation. In spite of that I will be brave, jump in and try to answer your questions.

I think the best way to help you get ideas is to use my daughter's wedding as an example of some do's and don'ts that we learned. We paid about $1500 for a wedding with 100 guests and 2 attendants. She had the whole works; white gown, flowers, cake etc. In spite of spending so little, we managed to make it the wedding of any girl's dreams and one that the guests really enjoyed too.

As you read about these ideas, I hope it becomes clear that your special day is not made special because of the money that is spent but rather the love that is shared, first of all between the bride and groom and second of all between the couple and the guests. That brings me to the first way you can save money.

The Guests

Be selective when making your guest list. Decide on a reasonable number of guests that you can afford and stick to it. Don't invite every Tom, Dick and Harry (well unless Tom, Dick and Harry happen to be your brothers or your best friends!). I am continually shocked at how often couples invite people they hardly know to their wedding just to impress them or so they can get more gifts. If you do this, you have already started your wedding off on the wrong foot. A wedding is an intimate and special time. Most people don't share their intimate times with total strangers.

The Pictures

Decide which aspects of the wedding are most important to you and spend a little more on that area and less on some of the other less important areas. For example, my daughter's main desire was to have really nice photos so we didn't skimp on that. We hired the best photographer in town, but spent less on the cake by having my mom make it. That ended up being a mistake. Grandma's cake that cost us nothing, turned out to be more beautiful than the pictures the expensive photographer took. Lesson learned: Just because something costs a lot doesn't mean that it is the best or what you need or want.

If you want nice photos but flowers or a cake take higher priority, you might hire a professional to take just a few main pictures, like those of the bride and groom, family members and attendants and then ask someone else to take all the other general shots or videotape it. I found at both my wedding and my daughter's wedding that the pictures I enjoyed the most were the ones family members had randomly taken with their own cameras and given me later.

In this day and age of computers, digital cameras, and other such things, you can get some really nice photos without the expense of a professional. And even though professional photos seem very important and you envision having lovely photos of that day displayed all over your home, the reality is that in a year or two most of them will be put in an album or tossed in a box to be replaced by pictures of baby #1.





Sale! Living On A Dime Extravaganza
Half Price!

Living On A Dime Extravaganza

Learn to save money in the kitchen, put together delicious and easy dinners, get and keep your home organized, save money on kids activities, move on a budget, save money on creative gifts and much more!

The Living On A Dime E-book Extravaganza includes 13 of Living On A Dime's Money-Saving e-Books in one package!

Get it for 50% off for the next week only (through Monday, June 8th)! Learn more here.




"The Gown"

Though a girl's wedding gown is probably the most important dress she will ever wear, you still don't have to break the bank to have a beautiful and special dress. My mom is a great seamstress and she made both my dress and, years later, my daughter's dress. They didn't cost us an arm and leg and they have even more meaning to us because they were made by her.

If you don't know anyone who sews, don't despair. Buy a used gown. There is nothing wrong with that. I have seen some of the most beautiful gowns in thrift shops. They were gowns that were worth hundreds of dollars selling for as little a $50. Don't allow pride to keep you from having a beautiful, stress free (because you don't have to worry about coming up with the money to pay for it) gown of your dreams.

Along with the gown is the veil. When Tawra (my daughter) got married we went to buy a veil. The least expensive one was $100 and it was "cheap" looking, so instead we bought some tulle, lace and a comb to make our own. We hot glued ribbons, strings of pearls and flowers to the comb. We spent $5 making her beautiful veil that looked richer and more expensive than anything we had seen at the bridal shop.

I used a very plain veil for my own wedding. My future mother-in-law gave me a string of pearls that she had worn at her wedding. Since I also had jewelry that my husband had given me to wear, I took the pearls and carefully sewed them to the head piece of my veil. It cost me nothing, had lots of meaning and looked very elegant.

Using the same thoughtfulness we used making the veil, we made other things. We took the left over scraps of fabric, lace, and pearls and made a ring bearer's pillow. It turned out so cute that we started making and selling them to the bridal shop in town. There is nothing wrong with making a lot of these items yourself and just because you make them doesn't mean that they have to look homemade or cheesy.


Read the rest of this free article, including discussions about bridesmaid's dresses, decorations, bouquets, cake and wedding food here.


In Thursday's newsletter Jill will give tips and recipes about what to serve at weddings.

Labels: , , , , ,