Budgeting Budgeting Information and Easy Budget Forms Sticking to a Budget Tawra's Family Budget Tawra's 2006 Family Budget Budget $2200.00 monthly income Budget $2000.00 monthly income Budget $1700.00 monthly income Having trouble designing a budget? Here are three samples to get you started! Mike's Conversion Story How I Went From Spendthrift to Tightwad in Four Short Years How Do I Make My Husband Change His Spending Habits? How Can I Do A Better Job Managing My Bills? "Get Out Of Debt" Calculator! Getting Out Of Debt Tawra's Debt Reduction Story How nickel and diming is the best strategy in the war on debt! Tawra's Debt Payoff Story, part 2 The rest of the story... Breakdown of Debt Payoff You've heard our debt payoff story. Here's a breakdown of the debts and payments. Don't Bury Your Head In The Sand - Ignoring your financial problems won't make them go away... Are You A Slave To Debt? What Do I Do With My Tax Refund? Are "THEY" Ruining Your Finances? Stop Eating Your Way Into Debt! Where Do We Begin To Catch Up On Debt? Frugal Victory - How one reader resisted the temptation to use credit and paid cash for her refrigerator. Not Just Beans Debt Calculator How much is that debt costing you? Should we Declare Bankruptcy? Paying Off Debt From A Failed Home Business Should I Keep My Credit Card Or Get Rid Of It? Everyday Savings 10 Ways to Lose Weight and Gain Money The Cost of Clutter If Time is Money, Then Money is Time, Too! Should We Sell Our Fancy House and Buy A More Modest One? How It Adds Up See how even small splurges impact your annual spending! Don't Buy In! Going along with the crowd can be stressful and expensive... Tips for Reducing Electric Bills When Should You Buy A Newer Car? More about Paying Cash For Cars How Can I Spend Less on Presents Without Looking Cheap? When Saving Money, Make It Work For You A reader tells about how a lot of convenience can be worth more than a little savings. A Reader Saves Big Money Paying Cash for a Refrigerator! Home Theater Heist! Before you convince yourself that buying some tempting doodad will save you money, be sure that you consider all of the costs! It's Your Choice How can I have what really matters to me in life? Frugal Ethics Saving Money or Stealing? When Frugal Becomes Just Plain Cheap When to Buy New or Name Brand Goods Sometimes saving is not really saving What do you think about "Netflix"? Do I pay off my low interest car loan or keep the money in investments? How Can I Get Out From Under A Lease Agreement? Make More Money Selling Your House I've never balanced my checkbook. How do I start over? Wouldn't Tithing Less Leave More Room In Your Budget? Kids And Money Are We Really Depriving Our Kids? Teaching Kids About Money Teenagers Don't Have To Cost More Than Babies! Is it wrong to accept free school lunches? Save $400 This Year On School Lunches! More about free school lunches... When Grown Children's Financial Emergencies Cause Financial Strain Working At Home (Legitimately) The Home Craft Business How to Succeed by Really, Really Trying Spousal Support in the Home Craft Business Frugal Living: A Means to an End Funding your Home Craft Business Time Management for the Self-Employed If You Need a Boss to Nag You... Don't Quit your Day Job If Your Home Craft Business Fails... Blame the Boss Part I: Sensible Business Practices for the Self-Employed If Your Home Craft Business Fails... Blame the Boss Part II: What to Do When Nobody Wants Your Product No-Magic Marketing Sensible Ideas for Selling Your Home Craft Product If You Want to Work at Home, Be Creative! Things To Look Out For If You Want To Work At Home The Home Craft Business How to Succeed by Really, Really Trying Spousal Support in the Home Craft Business