Dig Out Of Debt Free Book Giveaway!

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Dig Out Of Debt through Frugal Living!

Dig Out Of Debt Free Book Giveaway!

This giveaway has ended. We will be posting the winner in a separate post later today.

We are currently having another giveaway for our Menus On A Dime 3 e-book set. (through today, March 22nd). Be sure and check out the Menus On A Dime Free Giveaway here!

Now through Monday, you can get 50% off of Dig Out Of Debt Print Books or e-books and 50% off of the Menus On A Dime 3 e-book set.

To celebrate the 15 year anniversary of my “brilliant” idea to write a frugal living cookbook with cheap recipes, we are hosting some big giveaways!!

Today and tomorrow you can enter for a chance to win a copy of our Dig Out Of Debt Print Book or e-books

This giveaway will be open March 19-20.

You can enter the giveaway by leaving a comment on this post.


You can also get additional entries for each of the following:

      • Blogging about our giveaway with a link to this post

      • Sign up for our free frugal living newsletter
      • Liking us on Facebook

      • Sharing this link on Twitter

      • Pinning any of our posts on Pinterest

If you do one of these, just leave another comment on this post for each thing you did letting us know what you did.

After the Giveaway expires March 20th, we will select one random winner using random.org and post the winners in a separate post here.


You might also be interested in our 50% Off Sale!

Now through Monday, you can get 50% off of Dig Out Of Debt Print Books or e-books and 50% off of the Menus On A Dime 3 e-book set.


  1. rose says

    oh do please enter me in this! … i would love to win one of the books ..
    thanks in advance 😀

  2. Kathy says

    I need advise on this issue. I’ve not put anything on my credit cards in close to a year now, but I’m only able to pay the miniumum. Being out of work, I am happy not to be adding to it, but I see no end in sight.

    • says

      Kathy first don’t get discouraged. I always say we spend years charging up a credit card so it won’t go away in a few months – now I didn’t say that to discourage you but to let you know it will take some patience and time.

      The other thing is you have to pay some extra besides the minimum amount. That is part of where people get trapped. You really aren’t paying on the amount you borrowed when you pay minimum amount but on the interest and other fees so the amount never goes down.

      What might help you to see better results is to pick your lowest amount card and pay as much extra as you can on it (still paying minimum on the other cards) and work at getting it paid off. When you get that paid off then take every penny of it and put towards your next one.

      Some people say to pick the card with the highest interest on it which is good advice but if it is a large amount, human nature being what it is can easily get discouraged if you can’t see results which is normal. That is why I more often then not recommend picking to lowest amount owed instead when someone is discouraged. Other wise we tend to just want to quit and give up which is worse.

      If you say I can’t find one penny extra to put towards it, really look at things. I am I die hard on this. If I had to go with out lunch 3 days a week and only have a small snack to add that money to pay my card I would do it. Save your change, walk a few places to save gas… see what I mean about being die hard about it. Usually there is some place a person can find an extra $10 – $20 a month or more to add to a bill. Check out the web site we have tips all over on how to save on everything. Hope this helps some.

  3. shirley says

    I enjoy your website so much! Very helpful…would love to win your ebook! Blessings and Thanks to you.

  4. Patricia Higgins says

    Love the way the website is so easy to use. I have managed to cut down on groceries and have made some amazing recipes. now i can can cut back on debt. only good things happen on this website.

  5. Becky says

    I love your book Dining on a Dime because the book has so many good ideas! I would like to win Dig Out of Debt book.

  6. says

    I have been getting your newsletter for several years and love it! I also have FMS & CFIDS, so I’m always interested in how you get certain things done without doing yourself in. I’ve also “liked” your Facebook page for ages, and will Tweet about this after I’m done here.

    Your advice is great!

    Blessings, Anna

  7. David says

    Well of course I would like to win one of your books :) – that would be more frugal than buying it :) Thanks for everything.


  8. says

    Dining on a Dime is one of my favorite cookbooks. Well worth the investment…and then some. Thank you for the opportunity to win Dig out of Debt!

  9. Lissa says

    Please enter me in your book giveaway contest. You have already been such a help to me!

  10. Rose says

    Love your site have saved alot of money, since my hr were cut from part time to almost no time,really needed.

  11. Carrie says

    I would love to win this book. I would love to be able to find things that I can do to make my family debt free.

  12. Cheri says

    I am starting to believe I am leaving a post all over this site! Why not this one too?!?!?! 😀 Thank you so much for everything! Especially for the baking soda and apple cider vinegar hair care. I woke up again with the best looking bed head I have ever had – no more Troll Doll on Crack! 😀

    • says

      I hope you don’t mind Cheri I put your comment in with the “Poo free” article because you answered so many questions everyone is afraid of when wanting to try it so comment away. I reacted the same way as you did when I first tried the soda. I was in awe each day when I woke up and couldn’t believe how good my hair was.

      • Cheri says

        I don’t mind at all Jill. Thank you for doing it. I believe in always helping others, and if it helps you and your readers then all the power to you!

  13. Loma says

    Please enter me for the book! I am getting single and getting older. I just want to get out of debt so I can breath!!

  14. Donna L says

    I truly enjoy your newsletter and “Dining on Dime”.
    I would love to win this book for more creative ways to save money and get out of debt.

    Thank you for sharing.

  15. Sandy says

    Love the website, enjoy and use many of your tips. Thanks for letting me enter this giveaway.

  16. Sharon says

    Hi please enter me in the contest. I read and try different ideas from your website and love them! It hasnt been easy with 1 income and mounting medical bills but you ladies are an inspiration! Thanks for all you do!

  17. Jane says

    I would love to win this book! I am coming home from working a part-time job as of May and we will be down to 1 salary, so any help paying off bills and making life easier would be fantastic!

  18. SARA says

    This would be a great companion to my Dining on a Dime and all the other e-books I have bought from you over the years. Might give me some good advice on how to get rid of my biggest debt the home equity line of credit. Thank you for all the great advice.
    Fillmore CA

  19. Juliekabulie22 says

    Would love to win a book. Like so many others I lost my job recently and really need to put your ideas into action.

  20. Juliekabulie22 says

    Would love to win a book. Like so many others I lost my job recently and really need to put your ideas into action. I’d like to stay home and take care of my family and learn to live on just my husband’s income.

  21. Deborah says

    I so appreciate your encouragement and advice! Please keep up the great work. May the LORD Jesus continue to bless you.

  22. Nicki says

    My husband is out of a job due to a work injury and I am a SAHM. I am learning how to live on a dime and you web sit has helped me a lot. Thank you for sharing.

  23. Lois says

    I would love this. I just quit my weekend job to spend more time with my family and now have to juggle the budget.

  24. Merri Beth says

    I would really be blessed by receiving your book about getting out of debt! Aside from entering the contest, I’d like to thank you for all of your wonderful ideas about living frugally!

  25. Julia says

    Please enter me in the draw. My credit card company has started putting a note on the statements. It says, “if you make only minimum payments, this account will be paid off in __ years and __ months.” Great incentive to pay more than the minimum! Thanks for all your great advice and ideas.

  26. Maggie says

    My goal for 2012 is not to use my credit cards for anything. One of the cards is moving slowly downward with no charges. The other is used for the medical bills after the flexible spending dollars run out (so soon – in August due to unexpected health issues). Would love new ideas in how to pay these off faster.

    • says

      Maggie I don’t know how many new ideas I have because I’m afraid the bottom line is the more you can pay towards a card the faster it will get down. Oh. also as I mentioned earlier I was very much a die hard and getting out from under my debt was my biggest goal because I hated the burden of them so I was dogmatic about getting it done which meant I used every spare penny (some I couldn’t really spare) to pay it off. I’m saying this because each person can choose or has to decide what level of “suffering and sacrifice” they are willing to do. That doesn’t mean any one person is better or greater if they decide not to go the hardest route. It’s just what you can deal with.

      That being said here are the basics.

      Number one is to stop using your cards at all unless you are going to pay them off at the end of the month.

      You have to pay more then minimum amount. As I mentioned earlier depending on your state of mind you can either choose your lowest card and take all your extra to pay it off or your can take the one with the lowest interest. If you are in a hurry to see results the first choice is best. Then when you get the first card paid take all the money you had been paying on it and start using it on to your next card. This is when you will really start seeing some results. It usually gets people excited enough that they start finding extra money to add even more to their cards. Still though pay minimum on your other cards.

      Start saving change or each time you do without a coffee or pop or something similar add a $1 to a jar and at the end of the month add it too your bill. If you are really serious find one new way to save on gas, groceries etc. and take that extra and add it to your bill. Check out the web site we have so many ideas on how to do this in all areas.

      Take all bonus’s, tax refunds or any extra and put towards the bills.

  27. Gayle M says

    Love reading your tips – I have several of your books, including the cook book and have learned so much. I prefer a real live book rather than an ebook. Thanks so much for the giveaway!

  28. Connie C. says

    I am intrigued by how you accomplished so much with so little! Would love to learn how.

  29. AJ says

    Wondering… if I am so blessed to win.. may I give this book away? :o) Since I live out of the US I may not qualify to receive the book. However, IF I win I have a friend in MI who would likely enjoy it…and maybe let me borrow it next time I’m there for a visit! :o)

  30. Jess says

    Would love to win the giveaway! Love your website, and your newsletter has been a bright spot for me as well!

  31. Laura says

    Love your email newsletters. I made the “Irish Soda Bread” using half raisins and half dried cranberries for St Patrick’s day dinner and it was a huge hit. Very good!!!
    I have your cookbook and have given them to friends and family for gifts.

  32. Hope says

    I use Not Just Beans all the time!

    And … I LOVE,LOVE, LOVE the feeling of being completely debt free! I highly recommend it.

    married 24 years, 4 boys, 1 husband, and debt free!

  33. says

    Hi Everybody, I’m new to Living on a Dime. I like everything I see in your newsletter. Its all very helpful. I tried your laundry soap recipe this week and it works great. Its marvelous to know that I have enough ingredients to make enough more soap to last for a year from just one purchasing. I and my husband of nine years a are 56 and 57 and he says he will NEVER be able to retire because of his debt.(I am home with his 97 year old mother) What I am learning from you gives me hope. Thanks also for how to fold a sheet and how to use rags. Sincerely, Rebecca

  34. Jan says

    We’re recently off our COBRA medical/dental insurance coverage, and now trying to budget for the high costs individual insurance.
    All of your penny pinching ideas are very helpful.
    Would love to win your book!

  35. debra says

    In today’s economy, i found many ideas on this website very helpful and would love to have the book.

  36. Julie says

    Thanks for all you do; I read each newsletter and always come always with ideas I can use!

  37. Catherine says

    I would love to have a copy of your book. Need to pay down 2 credit cards and start an emergency savings fund too.

  38. Kathy Werner says

    I would love to be debt free so we can enjoy life more & not have to worry about where $ will come from. Our daughter is getting married & we have a 1 y.o. grandson that I would love to be able to do more things with as he gets older. My husband works for our local county gov’t & we all know what kind of pay that is. I have 2 p/t jobs too in order to help out.

  39. Sylvia says

    Thought the book as being given free. Now I realize it was teaser and the book is not free to all, just some lucky winner.

  40. Kathleen says

    I would love to win the book, Dig out of Debt. I have credit card debt to pay off and would love some ideas on how to save money.

  41. Irma Clark says

    I have been unable to get a job since I graduated college in 2004—but I still have bills to pay, so I could REALLY use the Digging Out Of Debt print book! I have been a Living on a Dime subscriber for quite a while & really enjoy getting your newsletter! :) God bless all you do!

  42. Lindsay says

    I would love to win this! I’m graduating college in May and am (super unfortunately) in boatloads of debt. My student loans will eat me alive in a few months!

  43. says

    We have been working on a budget but looking to tweak it some and help our kids with advice. Thanks for your consideration.

  44. Betty says

    Happy Anniversary!! I would love to win the print version of this book. I have been receiving your newsletters for many years and I also visit your web site quite often. Thank you so much for the opportunity to win a printed copy of one of your books. Thanks gain!! Have a fabulous day!!

  45. Ellen says

    Hi, getting my financial act together was a 2012 resolution of mine. I own your cookbook and have loved your newsletter for years. Getting a copy of DIG OUT OF DEBT would make my year!

  46. nancy says

    Thanks for sharing all the wonderful tips and information. I really enjoy your newsletter.

  47. Colleen says

    I love you site Living on a Dime. Tried several of your recipes there great. been trying to pay off our debt but could use all the help and Ideas i can get. so winning this would be great.

  48. Debbie Whittaker says

    Love all the information and stuff that I learn and continue to learn. I would just love to win this as I am starting to get all of the books you have written. Now that would be a library to own…lol…such a wealth of information.Thank you for the opportunity to win these books.

  49. Nancy Wickham says

    It’s never too late to learn to get out of debt or get great recipes. Would love the book!

  50. Liz Straughn says

    I would love to win this book! I have purchased another of your books recently and got some ideas on how to save money that I hadn’t previously known about. Thanks for the tips!

  51. Betsy Stander says

    I would love the book!!! I could really use the advice and I just love your newsletters!

  52. Lynn B says

    My husband and I recently married. We’ve never had much our whole life yet feel we’ve had enough to make it. However after getting married and adding me to his insurance, plus getting our own apartment (we lived with my parents at first), we realized that my income doesn’t cover half the bills and he’s due to retire in @ 4 years. We could use some hints about getting out of debt since I brought into the marriage a fair amount of debt. We would love to have this book!

  53. Amy says

    I would love to win this book. I am really looking for ways to cut spending and get out of debt. Thank you for all your info.

  54. Christan says

    I love your site! I am new here, but I can see this will be very helpful. I also signed up for your newsletter and pinned something to pinterest. Can’t wait to start using these ideas!

  55. Diana Weisbach says

    I’m slowly working on getting out of debt but can still use all the help I can get!

  56. Lori Bomberger says

    Really would like to win a free get out of debt book since I just recently lost my job, and want to be able to be a stay-at-home mom.

  57. Yvonne says

    I like your website and I use your cookbook all the time! I’ll try my luck with this giveaway :-)!

  58. l bryant says

    look forward to your emails. Glad to see that Colorado has been such a blessing for you and your family. thanks for the great article!!

  59. Lisa says

    POSITIVE this free book will be mine since I soak in your material like a sponge. LOVE IT!

  60. Linda D says

    Everyone needs to hear what you have to say about the debt thing. I am a gramma and still use tools to keep me out and hope to win the book.

  61. Teri says

    Would love to know your secrets! The hubs lost his job last year & have been doing everything possible to stay afloat, but have accumulated some debt in the process.

  62. Bonnie Meadows says

    I really like your newsletter and your website. I would love to win your e-book.

  63. Sara says

    I am single mum,Dad is way out of the picture, back at school and trying to work full time, just getting by. I need your wisdom :)

  64. Ann S. says

    I have learned SO MUCH from your website, plus your e-books and your Dining on a Dime cookbook! I love giving the cookbook for graduation/wedding/birthday gifts! Keep up the good work!

  65. Alesia says

    Would love to win this not only for myself and my husband, but to share with our daughters and their families!!

  66. Renee says

    Thank you for your newsletter!!! I LOVE the frugal tips and recipes! Keep up the good work!

  67. Lee Ann Samons says

    I would love to win “Dig out of Debt”. Thank you for an informative and interesting website.

  68. Wandy June says

    I liked you on facebook. I really like this website. It’s like having your mother or grandmother telling you how they did things. Plus, new tips. Thanks so much!:)

  69. Allison says

    I have some of your other eBooks and would love to have a copy of this as well. Please enter me into your giveaway. Love all the helpful information you share.

  70. Tanya says

    We definitely need to change some of our financial habits. We aren’t in serious trouble, but things could be so much better.

  71. Sarah says

    I just love your website!!! We are a single income family of 5. You have such wonderful. Ideas. Thank you for sharing!!!

  72. LARA says


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  74. Debbie says

    I love your newsletters and they will especially help me now that I left my job to stay at home with our children. Love being a momma!!

  75. Kaye says

    Love the site. Have given the books to daughter and daughter in law. They loved the recipes.

  76. Annette says

    Thank you for the insightful information you give out.

    Please enter me for a chance to win the Dig Out of Debt book.

  77. Theresa says

    Have subscribed to newsletter for a while….love the content….would love to win. Thanks!

  78. Susan says

    I get your newsletter and just got the 3 menu packet special! Great stuff. I would love to win the dig out of debt book! Only budget for one spending of $10 a month, for splurges, so, hope I win! Thank you! And to the ones who jumped about the milk and juice all day, our First Lady was on Letterman last night saying how we all need to return to drinking water, plain old water! So, there you go!

  79. Betty says

    Happy Anniversary!! I would love to win the print version of this book. I have been receiving your newsletters for many years, purchased some of your books and I also visit your web site quite often. Thank you so much for the opportunity to win a printed copy of one of your books. Thanks gain!! Have a fantastic day!!

  80. Amanda says

    I receive your newsletters and am a fan on FaceBook. I shared this giveaway on Pinterest.

  81. Jodi says

    Love the site and what you do. I have to enter in the contest the site will not allow me to download any of the ebooks :)