- Is the stress of personal debt wearing you out?
- Do you have trouble keeping track of where your money is going?
- Do you need a little inspiration to get out of debt, start saving or just make better decisions with your money?
With bleak financial reports in the news every day, it is easy to get discouraged about your financial situation. Don't get discouraged -- Take Control!
Tawra Kellam and Jill Cooper, experts on living within your budget and getting out of debt share a wealth of information to put you on the right track in their popular books, Dig Out Of Debt and Penny Pinchin' Mama!
Dig Out Of Debt and Penny Pinchin' Mama are filled with useful tips and advice that you can take with you and read on the go!
We have a very special offer for you, our readers, on these two popular print books during this Christmas in July Sale now through this Monday, July 28th only!
Christmas in July Special!
Now through Monday, July 28th, you can get "Penny Pinchin' Mama" and "Dig Out Of Debt" for only $19.95, a 43% discount off of the regular price!
Penny Pinchin' Mama
500 ways I survived on $500 a month
What do you do when your Wal-Mart list is bigger than your wallet?
Do you find it difficult making ends meet?
Are you feeling overwhelmed deciding whether to buy your kids shoes or pay the water bill?
You are not alone!
As a single mother of two, best selling author Jill Cooper started her own business without any capital and paid off $35,000 debt in 5 years on $1,000 a month income.
She then raised two teenagers alone on $500 a month income after becoming disabled with Chronic Fatigue Syndrome. Now she is one of the best known money saving moms on the Internet.
In her book she shares how she did it! This book is filled with practical, everyday ideas to help anyone stretch a small income.
"I love your website!! I'm a stay at home mother of 3 children with another on the way. Your website makes me feel like I am not alone in wanting to live frugally. All the other parents we are friends with or related to all have a 2 income household and spend money like there is no tomorrow. In fact, I have officially now lost touch with every work place friend I had. They don't seem to understand that I can't go out to dinner with them every week like I did "pre-children". I've had to decline joining them so many times that they no longer call me to go out and they've even stopped sending me Christmas/Birthday cards.
There is definitely pressure from society to spend, spend, spend....even if you don't have it. So, thanks for making me feel connected to the world again. I love reading your articles and the tips from your other subscribers. Thank you thank you!!"
Laurie S
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Jill's stories provide just the inspiration you need to lift your spirits and to help you cut through the confusion! Whether you need specific examples to use in your life or just a shot of inspiration from a kindred spirit, you'll find it in Penny Pinchin' Mama!
Her tips and suggestions will inspire you and help you to cut your expenses and help you dig out of debt.
"As a retired Home Economics teacher and a single mother of 5, I am so pleased with the work you are doing. Many people know nothing about stretching their resources and planning ahead is one of the key steps. Thanks for all the ideas. I am constantly surprised that you guys still come up with things I've not heard of or thought of before."
-Beth M.
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You will learn:
- How to get out of debt - even with a low income!
- How to handle emergencies without using credit cards
- How to find great deals month after month
- How living with teenagers doesn't have to break the budget
"I just want to thank you so much for your articles. They are giving me new courage."
-Judda
"You 2 have been a blessing to me! Thanks for providing this for us moms who need and appreciate the encouragements!!! May God Bless you both!"
-Kelly
"I wanted to send you a note of thanks for the information you put together. I always enjoy reading the emails and have gleaned many helpful tips from you. It has been especially helpful these last few months as we've just become a single income family due to my being laid-off just after my maternity leave."
-Kim
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Dig Out Of Debt
1,000 of the Best Ideas from LivingOnADime.com
You can do it -- one shovelful at a time!
After receiving so many reader requests, we are pleased to bring you Dig Out Of Debt: 1,000 of the Best Ideas from LivingOnADime.com, a book containing a total of 216 pages of the most popular information from the LivingOnADime.com web site.
Living On A Dime is known as one of the very best resources of its kind to help you get out of debt without depriving yourself. We've brought you literally hundreds of money saving articles, strategies, tips and recipes.
Getting Out of Debt Is Easier Than You Think!
Don't think you earn enough to get out of debt? You'll be surprised! Learn how Michael and Tawra paid off $20,000 debt on $22,000 per year income!
- Can't stick to a budget? Learn why it's not as hard as it seems and how to make and stick to a budget!
- $250 a year on clothes for a family of five? Tawra does it! Learn garage sales tips to help you save and get out debt!
- Is you spouse spending it all before the bills are paid? Read Mike's conversion story, about how a self professed spendthrift husband learned to love financial responsibility.
- Are you actually depriving your kids by giving them the best?
"We've learned so much from Tawra over the last year about living frugally, examining our habits and managing what little money we had. As of last week, our regular bills are finally all paid up! We're no longer behind on any of them and can start working on our debt instead of playing catch-up with the utility companies. This was due in very large part to Tawra and her mom's wonderful advice, ideas and guidance."
-Karen from Ontario, Canada
"You have helped me a lot through your good advice! I was the most wasteful profligate spendaholic, I earned a lot, and thought I was entitled to spend every penny on myself. Now I have a savings, a growing IRA and have come to my senses."
-Kathy from California
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Save over $10,000 in a year on groceries! Stop throwing your money down the garbage disposal! Dig Out Of Debt includes lots of useful tips to help you reduce your grocery bill. You can see dramatic savings after using these great grocery tips!
Tawra and Jill explain:
- How Tawra's spends $300 a month to feed a family of five. Learn why using coupons is not always the best way to save money!
- Do you frequently buy something and then discover you already had it? Learn how to organize your pantry and get your grocery budget in shape!
- Are you throwing away $1,000 a year? How to reduce food waste at home can you save thousands!
- Too tired to shop? Learn tips for shopping when you're ill.
- Do you eat out several times a week because there's no time to cook? Saving thousands preparing meals in 30 minutes or less is a breeze with Jill's tips.
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"Your tip for separating chips, crackers and snacks into small snack bags is such a great and simple idea. I have been doing this for over a month since first seeing your site.
This has helped us save money on throwing away stale crackers and chips."
-Pam from Tennessee
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Are you throwing your money away in the chaos and clutter? Dig Out of Debt reveals how you can clean and organize in five minutes and how simply getting dressed can help you get out of debt!
- Is your disorganization costing you money every day? Lean the secrets of the organized and start saving!
- Can't get rid of anything? Lean the basics of tossing and how it can set you free.
- Tired of spending money on toxic household cleaners? Learn household cleaner tips and save more.
- Does it seem like you have to buy your family a new wardrobe every few months? Learn how to save money on clothes and still be stylish!
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"I am an at-home medical transcriptionist. After reading your article about not wearing pajamas all day, getting fully dressed for the day as if you were going to a job, even when your job entailed staying home, I told my co-workers about it on our monthly conference call, since it helped me greatly improve my line count (and my mind set)."
-Francine
"I am not one who has a lot of debt, however I never seemed to have any money. Some of the stuff you talk about just seems so simple, yet it just never dawned on me to look at it that way. I especially like your tips for in the kitchen. I have to admit that I am prone to looking at my dirty dishes in the sink and messy counters and just wanting to order a pizza for dinner. Lately, I have really put forth the effort in keeping it clean and now I actually want to cook."
-Dimity from Washington
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Dig Out Of Debt Teaches You Kids Cents!
Did you know that you can get out of debt even when you have kids? Dig Out Of Debt includes lots of insights on raising responsible kids while keeping spending low!
These articles often reveal a perspective that many may not have considered that help financially overrun or guilt ridden parents learn not to spend so much money trying to appease their kids.
- Picky Eaters? Save money with healthy breakfast and snack ideas.
- Does Back to School Mean Back to Broke at your house? Tips to help you save on school supplies.
- Does the thought of another PB&J send you over the edge? Dig Out Of Debt includes great ideas for school lunches!
- Tawra spent $25 on her daughter's birthday party, including the presents! She shares her secrets for an inexpensive but memorable birthday party.
- Are you counting the days until school starts? Ideas for keeping the kids entertained during the summer.
- "My kids never help!" Learn how to get kids to help around the house without the arguing and fighting.
"Thank you for your article about back to school & buying school clothes. I had already purchased perfectly good clothes for my daughter this summer at garage sales, but like many others, was planning on buying "school clothes". Why? I don't know, because it's just been one of those things people do without even considering why. When I read that article, it was like a lightning bolt - of course, if the clothes she's been wearing are in good condition, why go & buy more just because school is starting? You saved us a good deal of money, I'm sure. Thanks again!"
- Chantelle
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Is there not enough "Jingle" in your bells?
Don't dread the bills in January! Dig Out Of Debt includes a section on Debt Free Holidays focusing on having fun during the holidays without spending a lot of money.
You'll find:
- Creative ways to treat your Valentine
- The $6 gourmet Valentine dinner for two
- Easter Basket ideas
- Using Easter leftovers
- Great costumes for less
- The $25 Halloween Party
- Christmas On a budget
- Gift ideas to keep you from becoming a basket case
- How to save big at after Christmas sales
Christmas in July Special!
Now through Monday, July 28th, you can get "Penny Pinchin' Mama" and "Dig Out Of Debt" for only $19.95, a 43% discount off of the regular price!
Don't delay! This special ends Monday, July 28th at Midnight CST!
To Order, Click Buy It Now Below!
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Order Penny Pinchin' Mama AND Dig Out Of Debt, - $34.90 Sale! $19.95
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