You can’t escape the responsibility of tomorrow by evading it today.
Translated in “Jillese” If you pay for something on credit today you will have still have to pay for it tomorrow. You aren’t getting it for free. The same goes for all those buy now and you don’t have to pay until the year 2011 ads. Be careful.
I’m not sure why but when we started using credit cards we lost all responsibility for our money. Holiday shopping is already starting so be very careful and think about things each time you pull all that credit card to pay. You will be responsible for it tomorrow (or next month).
That quote goes for other things besides money. You may decide you aren’t going to do the dinner dishes today but trust me they will be there in the morning for you (I hate to be the one to break it to you but there really aren’t any house fairies who come in the night and do them) 
:) And one day you will have to break down and clean out that closet.
I think you get my drift. It’s Monday so try to get up, make a plan and then work it. Set your home in order for the week.
Jill
I have bought many things on the “6 months same as cash” or “no payments till” plans and have never had to pay interest on the items. You have to be very careful with these plans though and really do your homework in advance. Some stores just inflate the price of the item on “sale” to recoup the loss of the interest income. Be sure that the item is truly on sale and is comparable to other store’s sale prices. Another thing that I do is save up 1/2 of the amount of the item, when my first bill comes in I pay that on the card and then if it is a 6-month deal I devide the remaining amount on the card by four months to pay it off way ahead of time. I would caution anyone to only buy this way if you can pay the item off in 2 months or less time than you sign up for. Factoring in the extra two months gives you a little breathing room just in case life hands you a blow along the way. If you’re not diligent about paying if off on time or early you’ll get stuck with the accumulated interest at the end. Usually, I only use these deal on appliances. A few years ago when I realized my bought-very-used refrigerator was nearing death, I started scouring the sales ads and decided a “six month same as cash deal” was the way to go.