Elly, Michael, David, Tawra and BJ


Monday, March 31, 2008

April Fool's Day

Our family LOVES April Fool's Day almost as much as Christmas. Here are a few of the things that we've done over the years to give you some ideas to surprise your loved ones.

The first year when my husband and I were married we sent a card to my in-laws that said "guess what we're pregnant" When they opened it up it said "April Fool's! Since we were first to get married and they were dying for grandkids they got a big laugh out of that one!

One year my brother, who had been remodeling his house for years, turned off the lights at the breaker box and yelled to my sister-in-law "Quick get the fire extinguisher". Of course she came running and just about killed him for that one.

My oldest son LOVES April Fool's Day so he is always pulling something on us and he's good at it too! Well, Mike decided he would beat him to it a couple of years ago. My son love Furby's and has a collection of over 150 of them.
Mike came running upstairs screaming "BJ, your furby started talking crazy and then just exploded and started on fire" BJ just burst into tears and started screaming "My Furby's!" and ran downstairs. Of course the joke was on him when he got down there. That one sort of backfired on us. We didn't mean to upset him so much. We assumed that since it was April 1 he would have guessed but I guess Mike did a great performance!

One year my sister-in-law was visiting us in Idaho. My brother was talking to her on the phone and he said "oh no, the police are all over here I gotta go". She waited an hour and didn't hear anything so she called him and he said "I can't talk now I will have to tell you about it later". Of course we still didn't hear anything by then and we were all thinking the worst. We were worried sick! When she called back a long while later he said "April Fool's!" We all could have killed him for that one!

Tawra

Tired all the time.

I went to Dr. Robertson, my nutritional doctor, last week. I have been so tired I can hardly keep standing. I feel like some of the supplements he's given me have helped a lot of things but I still don't have any energy.

Everything is fine but I'm just really tired.

He said that I'm low on salt. That if you don't have salt then you can be very tired. So he told me to salt everything (I already do) and to take 1/2 tsp. sea salt in a glass of water for 3 days. He said in a week or two I should start feeling better.

I thought it might be helping yesterday as I felt great but of course then I over did and now today I'm right back to square one.

Of course Mike and mom keep saying "no wonder your tired. You have 3 kids, are trying to run a house, run a business, start huge gardens and you're not even unpacked from moving yet and oh yeah, you have a chronic illness. Hello?!"

I admit I do feel like I'm doing too much at the moment and none of it very good but I still think I should have more energy than this.

It will be interesting to see what happens. If this salt thing works I will have to eat my words because I told him I didn't think it would. :-)

I better run. Just wanted to update everyone!
Tawra

Dog Allergies

Well, Buster has been on the new dog food just over 3 weeks and........

WE HAVE A NEW DOG!!!

I can't believe it! I am so excited. He scratches a couple of times a day now instead of incessantly!

I honestly didn't think it would work but we found some no soy, no corn, no wheat dog food at the grocery store. Walmart didn't have it but it's not too expensive. It will cost us about $10 a month.

I am also using some shampoo that a reader sent me (Thank you Helen!) and that is taking care of any "leftover" skin allergies.

So I think we may have a dog we can live with now! :-) I must admit that there were moments at 2 a.m. listening to scratching that I was wondering! :-)

Thanks for all the advice. For any of you with dog allergies there is hope!

Tawra

Saving in the Garden

Thanks Tracy!


Here's a great tip for that old golf bag you were going
to toss in the garbage. Why not use it to store all your
gardening tools, like hoes, rakes, brooms etc. Not only
will this keep them neat and tidy but it makes it handy
to carry around with you.

Thursday, March 27, 2008

Help with saving on groceries.

We recieved this email from a reader and I thought I would share mom's answer.

I have been reading your articles suggesting meals to
prepare for the family. We can't afford to make these
kind of meals. We are a family of 11 at home now and
my husband has irregular income. We don't usually
have any more than $100-150 a week, at best, for
groceries, and that includes all the non-edibles like
diapers for two, wipes, detergents, etc., which takes
up almost half the money. Many weeks we don't even
have that much. We live on peanut butter sandwiches
for lunch everyday and beans at least five or six
times a week for supper. It is difficult to buy
fruit, vegies, and meat for eleven people. My family
hates eating like this. One son doesn't eat supper
but once or twice a week rather than eat beans. Can
you suggest meals for families like mine that don't
have the money to prepare the kind of meals that
you've been suggesting? We seldom eat desserts
because we can't afford those either. My kids don't
even drink milk much because it would cost too much
just to buy that for them.

Please don't suggest I buy ebooks because I don't have
the money for those either. Thank you.


Jill's Answer:
Here are a few things that I did to help you get started. First learn as much as you can on the exact amount of nutrients and amounts of things like Vitamin C, protein, green veggies etc. that your family needs a day and only buy that amount. That means if they get an orange for lunch they probably have their vitamin C for the day so they don't need any juice just water.

If they have milk in their cereal for breakfast and in a slice of cheese for lunch they have their dairy for the day. Learn how much you need to eat and fix no more then that. I then used less expensive filler foods like potatoes, bread or popcorn for everyone to eat if they were still hungry.

We drank nothing but water. No juice, milk, coffee, tea etc. For desserts I would make things like popcorn, cookies that didn't take expensive ingredients or cakes from mixes that I had gotten on sale (I buy Valentines cake mixes after Valentines for .49 etc.).

I would stretch my food as much as possible. I would boil the bones of a chicken even if there looked like there was no meat on them and make soup. Nothing went to waste. It took a lot of work on my part but I soon enjoyed the challenge of making attractive good tasting meals for almost nothing. I even became a psychiatrist and when I had less then the best to serve I would put on a nice tablecloth, some candles and set the table beautifully. Everything looks good in candle light. They ate it up. literally.

It will take some work and don't give in to the idea that you have to eat only beans and oatmeal. If you are really serious about getting help then spend sometime reading reading our web site. We don't just have "too expensive meals" but lots of ideas like I mentioned above and most of what is in our books is on the website.

It is full of free tips but you need to really read it through. I almost get the feeling that you have given up and that you feel no one is or has been in as bad of a situation as you so you have given up trying. Also are there any teens in your family? Mine were working and contributing to the household funds by the time they were 14 so let them help. There is always a way it just may mean thinking of things in a different light. It can be done. Hope this helps, Jill


Visit us for money saving tips and free recipes!
www.LivingOnADime.com

Yummy Recipes Newsletter 3-27

Today's Tips:

Spring is here and for many of us that means spring cleaning! Today's tips are meant to help you make cleaning easier.

If you have old linens that have yellowed, turned brown or are dingy, soak them in buttermilk or sour milk to brighten them and remove some of the stains. This works especially well for items like quilts or old doilies that you don't want to use anything harsh on.

Soak colored cottons overnight in salt water to reduce fading of the colors.

If you get a build up of spray starch or fusible web on the sole plate of your iron, just run it over a dryer sheet to clean it off.

Keep a toothbrush by your kitchen sink to clean things like graters, choppers, mixer beaters and openers. You will be surprised how often you grab it to use on hard to clean places.

Clean your coffee pot once in a while. Pour 1/2 to 1 cup of vinegar into it and run it through as if you were making coffee. Repeat a couple of times using the same vinegar.

Pour 1/4 cup baking soda down your drain. Then pour the used vinegar from the coffee maker down the drain. Let it sit for a minute or so.

Next, pour 1-2 pots of water through the coffee maker to wash out the vinegar. When each pot of rinse water from the coffee maker is done, pour it into the drain. You now have a clean coffee pot and a clean drain.

Take care of all your small appliances. It really does help them last longer.

There is a little door on the bottom of your toaster that catches the crumbs. Open and clean out the crumbs once in a while. (UNPLUG THE TOASTER FIRST!)

Wipe down your hand mixer after each use.

Run your iron over a dryer sheet to remove anything gummy, including fusible web

Blow the dirt off of your fans, computers, or air purifiers. (You can buy cans of air for use with computers at office supply stores. These can be used to blow dirt off of other hard to clean items. I used to use an air compressor to blow the dirt off of house fans and grates.)


Today's Menu:

Sonja's Chicken*
Mashed Potatoes
Fried Okra
Pear Fruit Compote*
Seven Layer Cookies*


Today's Recipes:

I have tasted so many chicken recipes that use cream of chicken soup. This recipe tastes like homemade cream of chicken soup and there is nothing else like it. This is probably the best chicken I have ever eaten. It is like manna from heaven! The flavor is so much richer than any similar recipe I have tasted.

*Sonja's Chicken

1 chicken, cut into pieces
2 cups water
1 tsp. chicken bouillon
Bay leaf
1 tsp. onion salt
1/2 -3/4 cup mushrooms
1/4 tsp. thyme
3/4 cup heavy cream

Place chicken in a plastic bag with some flour and shake to coat chicken in flour. Place in a greased 9x13 pan. Mix water, bouillon, bay leaf, onion salt and mushrooms and pour over chicken. Cover and bake for 2 hours at 350°. In the last 15 minutes, add the thyme and heavy cream and continue baking. Leave foil off for that last 15 minutes.


*Seven Layer Cookies

1 stick (1/2 cup) margarine
1 cup graham cracker crumbs
1-2 cups flake coconut
1 pkg. (6 oz.) chocolate chips
1 pkg. (6 oz.) butterscotch chips
1 can sweetened condensed milk
1 cup nuts, chopped

Melt margarine in a 9x13 pan. Add the rest of the ingredients in layers. Bake at 350° for 25-30 minutes. Cut into bars when cool.


*Pear Fruit Compote

1/4 cup brown sugar, packed
1 tsp. cornstarch
1/4 cup water
1/4 cup concentrated orange juice
2 Tbsp. margarine
1 can (20 oz.) pineapple chunks, drained
1 can (15 1/4 oz.) pear halves, drained
1 can (15 oz.) Mandarin oranges, drained

Topping:

1 (3 oz.) pkg. cream cheese, softened
1 Tbsp. sugar
1 Tbsp. concentrated orange juice

In a large sauce pan, combine the first 5 ingredients in order. Bring to a boil and cook for 2 minutes until thickened. Add fruit, turn down heat and just heat through. In a small bowl, beat topping ingredients until smooth. Serve fruit with a dollop of topping.

Home Cooking -- Mmmm Good!

Newsletter 3-25

Dear Readers,

I hope you had a happy Easter! If you know of anyone who will be having a baby soon, after Easter sales make great baby gifts. All the pastel baskets and boxes look great in a baby's room and are wonderful for storage!

Enjoy mom's article on cooking at home!

Tawra
www.LivingOnADime.com



Home Cooking -- Mmmm Good!
(easy ways to make fixing meals at home doable)

OK -- There's no way around it. Just accept the fact that tomorrow your family will eat three meals -- again. People have been doing it since Adam and Eve started munching fruit in the garden of Eden. Burying your head in the sand and not thinking about it will not make it go away.

I know that even the thought of making a meal at home strikes terror in some of your hearts and the only reason the rest of you aren't feeling terror is because you are probably so tired you can't feel terror or any other emotion. But with going out to eat being one of the top 3 causes of credit card debt and child obesity and diabetes on the rise, I think we need to start reconsidering cooking at home.

Here are a few suggestions to help you get started:

One of the biggest reasons people hate cooking at home is their kitchen is such a disaster area. Take the time to clean and organize that one room. If you need to get some help, then do, even if that help means hiring someone to help you get it organized. In the long run, it will pay for itself (probably after the first one or two weeks cooking at home).

Once your kitchen is clean and organized, keep it that way. When your kitchen is clean it should only take you about 15-20 minutes to clean up after each meal. For the $40 or more you would have paid plus all of the time you would have spent going out to eat, keeping it clean and organized is time well spent.

The evening or day before you go shopping for groceries, clean out the fridge and check your pantry. Remember that once it has been organized, if you do minor cleaning and organizing weekly, it won't take much time. Plan a a leftover night that evening, too. This will help reveal what you have too much or too little of, what you need to use or buy and empty the fridge so you have room for the new groceries.

Make a week's worth of menus. Sit down with grocery ads, your recipe file and your favorite cookbook (hopefully that is Dining On A Dime ;-). This is a good time to throw in one or two of those new recipes from magazines that you have wanted to try. If you get stumped or you need help to get you started, flip through your cookbooks or recipe files. You will be surprised how much this will help motivate you.

Planning Menus

In a notebook, write a weeks worth of menus. You only have to do this for 3 weeks, because at the end of that time you will have 21 menus. You now have almost months worth of menus (since most people will go out at least once a week to eat and have a leftover night once a week this helps to fill in the days for the rest of the month). You can then just use these same menus over and over.

Don't restrict yourself by saying that you have to have fried chicken on Monday, roast on Tuesday, etc. Instead, list the menus in categories like elaborate (for the days you have more time) and quick (for those "nothing has gone right today, so what can I fix when I am blurry eyed and have only 5 minutes" days). I usually make about 3-4 menus in each category.

Be flexible. If you get to the grocery store and they have some thing unbelievable on sale then adapt your menus accordingly.

Plan what you are going to have for dinner the night before or first thing in the morning.

Make sure you have all the ingredients on hand and take out anything that needs to be defrosted.

Prepare as much as you can the night before or first thing in the morning. Clean carrot sticks and veggies and make Jello, pudding or desserts. Fry hamburger for a recipe or even make a whole casserole so all you have to do is pop it into the oven.

It is much easier and less stressful to do as much as possible ahead of time than to try and do it at 5 o'clock -- the busiest time of day (when everyone is tired, fussy and needs your attention). Besides, it is easier to concentrate on fixing 2 or 3 items ahead of time instead of trying to take care of 5 or 6 things all at the last minute.

Give yourself a break. You will be saving a great deal by eating at home, so use some convenience foods like bagged lettuce or sliced and buttered French bread. Line your pans with aluminum foil and don't feel guilty about using disposable pans or paper plates. We are funny creatures. We don't feel guilty spending money to go out to eat (where people throw away the trash for you), but feel awful about buying much less expensive disposable pans and paper plates. Go figure.

Don't forget the meal is not finished until the kitchen is clean and left ready for the next meal.

Wednesday, March 26, 2008

Beef Jerky

I have to admit that beef jerky is one the foods I love the most! I could eat it for every meal!

My cousin-in-law (Hi Chris!) makes some of the best I've ever tasted, although this last batch (that I had to wrestle from mom to get a bite) was hot!

Of course, I still ate two pieces even though my mouth was burning! LOL Man it was good stuff!

If you like things on the milder side here's the recipe I used to use before Chris started sending it to us! :-) I admit that the smoker does add some flavor but if you don't have one like us then this will get you buy until you can get the next "fix".
Enjoy! Tawra

Beef Jerky

1 lb. flank or round steak ¼ tsp. pepper
1 tsp. seasoned salt 1/3 cup soy sauce
½ tsp. garlic powder 1/3 cup Worcestershire sauce
½ tsp. onion powder 2 Tbsp. liquid smoke

Pat steak dry with paper towel. Slice thinly across grain. In a bowl, combine the rest of the ingredients. Place meat in bowl, making sure each slice is coated with marinade. Place in refrigerator overnight. Drain meat on paper towels, blotting well. Place meat on oven rack and cook at 140 degrees for 3 hours, or in a food dehydrator for 8 hours. Store in a jar in the refrigerator.

Stop Acting Poor

Now that the weather is nice I've been trying to take a walk everyday. We live "out in the country" in a neighborhood where the houses are on acre lots. About half of the houses aren't in the best shape.

As I was walking along I started noticing trash all over the place. There is even one place where someone had decided to just dump two bags of trash full of diapers and all kinds of other stuff.
The animals of course had gotten into it and tore it to shreds. It's a mess.

After a couple of weeks of walking it really started getting on my nerves so I decided to start picking it up as I went along. I took two grocery sacks and just filled them as I went. The kids even went with me a couple of days and just loved it! Seems strange but it gave them a great sense of pride to be able to take care of our neighborhood.

I got to thinking how people need to stop "acting poor". How do you expect God to bless you with things if you don't even take care of simple things like picking up your own trash or keeping your cleaned out and vacuumed.

There are a lot of things that can be done like this but people just don't do it. I've noticed that most of the time these types of people have the "poor me, I'm so poor that I just can't get head" attitude.

So my thought for the day is "stop acting poor". Take care of the things you do have and stop whining about what you don't have! We live in America where even the "poorest" people are rich compared to 2/3 of the world!

Tawra

Tuesday, March 25, 2008

If You Need a Boss to Nag You….

Here is number 4 in our series of work at home articles with Patrice Lewis. I first saw her in Countryside, my favorite magazine, and LOVED her articles. If you want to work at home you MUST read these!
Enjoy! Tawra


If You Need a Boss to Nag You….
Don’t Quit your Day Job


Time Management for the Self-Employed
by, Patrice Lewis


Yesterday I got up at 4 a.m. to go to work. I’m an early bird, so it’s easier for me to go to work early.

Yesterday my husband Don got up at 9:30 a.m. to go to work. He’s a night owl, so his internal clock makes it easier for him to stay up late and get up late.

We work at the same job, for the same company. It’s nice to have an employer who is so flexible…..

Flexible? What kind of company can allow its employees to be THIS flexible?

Of course, if you’ve been reading this series, you already know. We’re self-employed. We make our hardwood mugs out of our home workshop, so the farthest we have to commute is about thirty feet.

Sounds blissful, doesn’t it? No setting the alarm clock, no boss to nag you or look over your shoulder when you happen to have a game of solitaire on the computer, no one to tell you what to do or what not to do…..

Ha ha ha. Fooled you.

No, we don’t use an alarm clock. Our motivation to get out of bed depends on what time of year it is, whether it’s our busy season or our slow season, on how many orders we have due, on whether the weather is cooperating, and on a myriad of other factors.

There are times when nothing short of stark fear propels us out of bed (“Gad-zooks, we have to get that shipment out of here today….aaaaaahhhhh!”). There are other times when nothing short of hunger propels us out of bed (“Yaaawwwnn. I’m hungry, I suppose it’s time to get up….”).

Looked at in this light, it sure doesn’t seem like we have any self-discipline. And, as anyone knows, to succeed in a home business, you need to be a strong self-motivator and a self-starter.

So where does sleeping in until 9:30 a.m. come in?

It happens when you’ve stayed up until 2 a.m. the night before, getting that second coating finished.

That’s right, 2 a.m. Heavy-eyed, drooping, we know we darn well have to get that second coating on before we hit the hay or we’ll be a day behind in our production schedule.

Don, who is lucky enough to be able to sleep through minor nuclear explosions or small children (sometimes they’re the same thing) can sleep late the next morning. I, however, am unlucky enough that no matter what time I go to bed, I’m up before dawn. Besides, there are cows to milk. I’ll catch up on my sleep later.

Sometimes it helps to set aside certain times to do certain things. Or, set aside certain days to do certain things. Monday might be the day you always do the books. Tuesday afternoons might be set aside for advertising. Doing this creates a "straw boss," a shadow boss.

The schedule becomes your boss. For example, I do a quarterly magazine for the Purebred Dexter Cattle Association (www.purebreddextercattle.org). I set myself a deadline of, say, February 15 to get the publication out the door to the printers. I lose sleep as that deadline approaches, getting up at unholy hours to work on the document, and I kick myself if I miss the due date by a day or two. Being a day or two late doesn't matter to the PDCA, but it matters to ME. That deadline is my boss.

Time management is essential in a home business. It’s too easy to fritter away your daylight hours doing little chores around the house or farm. However, there are a number of easy ways to keep yourself on track.

To help keep your timing in place, you might want to purchase three or four of those little kitchen timers, the kind that stick to the refrigerator with a magnet. You can clip one to your collar and carry it with you. You can leave one in the shop or barn. That way you can set the timer to remind you to do things. We set the timer to remind us to feed the dogs at noon, but also to remind us to call the customer at three. Or it reminds us the glue is dry and we can move to the next step. Or it reminds us that it’s time to apply a second coat of varnish.

If you decide to sit down and read a book, that's fine; but look at the clock and give yourself a limit, such a half hour. We have five clocks in the house and one in the shop. There's practically no place we can be without knowing what time it is. We do that on purpose.

If you live on a farm or homestead, you have to schedule your homestead chores along with your paying job. The hay has to get in before it rains, but if we have a shipment due to go out via FedEx tomorrow, we have to juggle our time to get both jobs done – or decide which job can be postponed (usually the hay). A fun variation on this theme is to be working frantically on a time-sensitive project, then glance out the window to see the cows strolling down the driveway. Well, shoot. Schedule change.

Schedule yourself to allow for ALL the work to get done, not just the business or not just the farm. I get up at 4 a.m. to write before I milk the cows. For my peace of mind the writing can't wait; for the cows' comfort the milking can't wait. When I come in from the barn, the kids are up, then there are meals to prepare, schoolwork to do, music lessons, household chores, and - oh yeah - our business to work on.

Remember that if the home business is your spouse's, then you can't pull him or her away from work to put out fires (unless it's literally, of course). Pretend they're "at the office" and unreachable unless there's an emergency. And yes, the cows strolling down the driveway constitute an emergency.

As you can see, while our time may seem unstructured, in fact our days are very structured. The old hype ("Be your own boss! Set your own hours!") promises that we can set our own hours. Well, we do. And we set our own minutes, and sometimes our own seconds. There's no timeclock to punch and there's no factory whistle except the kitchen timer, but that doesn't make our schedule any less important.

A typical winter day for us might go something like this:

4 a.m.: I get up, read the internet news and drink my tea while I wake up. Answer emails, write, have my "quiet" time.
7:30 a.m.: milk the cows.
8 a.m.: back in the house. Kids get up. Get breakfast going, strain and chill the milk, maybe throw a load of laundry in.
8:30 a.m.: Don gets up. Make his coffee.
9 a.m.: Don goes to work in the shop. Tidy up the kitchen, give the house a once-over.
10 a.m.: Spread out the schoolbooks, get the kids going on their studies.
12 p.m.: Schoolwork is over, lunch. Fold the laundry, maybe throw a batch of bread into the bread machine. Feed the dogs, bring in a load of firewood. Don goes back to work in the shop.
1 p.m.: If we need to run into town, the girls and I do so in the early afternoon. Library, post office, hardware store. Drop the kids at a friend's house to play. Get the mail on the way home.
3 p.m.: Clean the barn, get fresh hay, water, grain. Don joins me to fix some fences, or repair a gate, or shove another 700-pound round bale in the pasture for the livestock, or other farm chores.
5 p.m.: Pick up the kids. Dinner. Dishes.
6:30 p.m.: Put the cows in the barn for the night. Don is done in the shop, and we set up to do some indoor work on the business, usually gluing on handles or bottoms, or gluing the bodies of the tankards together, or packing a box for shipment. Kids do their chores in the house.
8 p.m.: Get the kids ready for bed.
8:30 p.m.: Back at work. Work until 10 p.m.
10 p.m. I go to bed. Don works at the computer for his "quiet" time, either on work-related stuff or just relaxing.
1:30 a.m.: Don comes to bed.

It's a weird, wacky schedule, but it works for us. Obviously the schedule varies according to what needs to be done, and according to season, but it's still structured enough that we (usually) get everything done. The nice thing is that as a family, we can work together all the time. We are unusually close as a result.

If you can manage your time without a boss looking over your shoulder, then your chances of succeeding in a home business have just improved. If not, don’t quit your day job. Yet.

Fortunately, self-motivating can be a learned thing. When Don and I both worked at conventional jobs outside the home, we got up at the same time and we went to bed at the same time. It wasn’t so hard for me – as I said, I’m an early bird – but anyone who is a night owl by nature will understand how much harder it was for Don to get up at 6:30 in the morning in order to hit the commute by 7:15.

Now we can exploit our internal clocks to their full advantage. Since Don and I work together 24/7, and since we homeschool, we’ve discovered that it’s important that we each have our “quiet time” to decompress. That means no spouse and no kids around. Don’s solution is to come to bed around 1:30 a.m. and get up around 9 a.m. My solution is to get up at 4 a.m. and go to bed when the kids do (unless there is some evening work to get done). Works beautifully.

Our “down time” is often not technically “down.” Don might do some improvements on the webpage, or catch up on his emails, or other computer-related work. He’s the site manager for an enormous yearly craft fair in Oregon, so he often works on aspects of that. Or, sometimes he’ll just surf the web and zone. Sometimes he’ll plug a DVD into his computer and watch a movie using headphones.

My down time is spent catching up on the news via the internet, answering email, and then writing. Mornings are when I’m most creative, so if I’m going to write, it’s going to be early. Once the kids are awake, concentration is gone.

Notice that nowhere do I mention television as an option for down time. That’s because, thankfully, we don’t get television reception and haven’t for the past thirteen years. Television viewing, so far as I can tell, is a complete and total waste of time, and frankly we don’t want to waste the little free time we have to ourselves.

Down time is less of an option when we have rush orders to get out. That’s when we’ll work until 2 a.m. There have been times when we’ve literally pulled all-nighters between us, when Don will work until 2 a.m. and then wake me up and I’ll take over. We plan our weird-hour stuff so that we’re not in the shop at these times (we don’t want to be out of ear-shot of the kids), but instead are coating, gluing, packing and boxing, or otherwise working in the house.

Hey, it’s a living.

So what makes us so disciplined? What motivates us? What gives us the ability to be self-starters?

It’s amazing how fear can supply all that. Fear that we won’t get an order to a customer on time (most of our business is wholesale, so customers need their order in time do go to a show). Fear that, if a customer is unhappy, they won’t place another order in the future. Fear that unusually cold temperatures will slow our production schedule drastically, so we work like crazy before the cold snap arrives to get a production run done on time.

See how it works? When you work at a conventional nine-to-five job, you are motivated to get to work on time and do your best so that your boss is satisfied and continues to give you a paycheck.

It’s the same thing for us. We do our best and make sure our customers are satisfied so that they continue placing orders. That’s what propels us out in below-zero weather to wade through the snow to the shop and start heating it up until the temperature is tolerable (that means above freezing). That’s what keeps us awake until 2 a.m. packing a box for shipment because FedEx Ground gets here at 10 a.m. That’s what drives us to work eighteen-hour days during our busy season, to provide enough products for all our customers.

But this schedule is also what allows us to take a few weeks off in the winter because it’s snowing and heck, it’s too pretty outside to work. Instead we’ll go snowshoeing. Or sledding with the kids. Or build a snowman. Or we’ll take a day or two off here and there in the spring so we can walk to our pond and see the tadpoles. Or identify wildflowers. Or move the cows to another pasture.

But no matter how much time we take off, or at whatever odd times (Tuesdays, sunny days, blizzardy days, bad hair days….), we know that we will have the motivation to buckle down when business demands it.

Can you?

If so, get busy.



Patrice Lewis is co-founder of Don Lewis Designs.
She and her husband have been in business for fourteen years.
The Lewis’s live on forty acres in north Idaho with their two homeschooled children,
assorted livestock, and a shop which overflows into the house with depressing regularity.

Kids Aren't Expensive

Hi Tawra,

Thought of you this morning when my little guy created his own fun from an item in his Easter basket.

In his Easter basket, my son received a couple miniature race cars ( of course on clearance from Christmas Holidays).

Instead of letting me recycle the cardboard tube from the newly exchanged paper towel roll in the kitchen, he stopped me and said, "Hey Mom...can I use that?"

He propped it up on a slant against the couch and put his car in the tube to watch it race out of the bottom of the cardboard tube and speed across the floor! He did this over and over testing different angles of slants to see which made the car race the fastest.

I heard over and over, "Woo Hoo!" Children are so curious, and their minds so inviting to excitement, that the simple experiments with the world around them bring delight.

I can't wait to finish a roll of Gift wrap to give him a 3 ft. long cardboard tube. Wonder how fast marbles can race down the tube? He's got me interested.

Hope all is well with you and your family.

I started my garden seeds this week when I saw the blog. Started with lettuce and parsley. I am using newspaper plastic bags to give my egg cartons a green house environment over the seeds to keep the moisture adequate. First year trying lettuce. Hoping for the best.

And to my delight, I found that my flower annuals from last year seeded themselves and are growing back again. I love it! I already have multiple petunias flowering with no effort at all. Just because a flower is an "ANNUAL" does not mean that it needs to be replanted every year. I have found that most times, nature will nuture itself.

God Bless, Robin in CA

Saving on Chicken

When I buy chicken breasts on sale, and remove
the skin and bone, if necessary, I weigh each
breast. If they are more than 4 ounces each, I
cut them down to 4 ounces. I freeze the "4
ounce" breasts on a tray. When frozen, I
transfer them to a freezer bag. The bits and
pieces I also freeze and store the same way.
Actually I get quite a lot of "bits". This feels
like I'm getting "free" chicken bits. I use them
for casseroles, soups, etc.

regards, Peg

Friday, March 21, 2008

Newsletter 3-20

Today's Tips:

Run leftover Easter hard candy through your spice grinder. Sprinkle it on cakes, cupcakes and cookies for color, sparkle and taste.

To keep egg yolks from crumbling when you slice hard boiled eggs, wet your knife before each slice.


What to do with 1001 hard boiled eggs:

Use them and some of the leftover ham and veggies from your Easter relish dish to make chef salads.

Chop them up with ham, bacon or sausage and a little grated cheese to make breakfast burritos.

Use them for Scotch eggs. Wrap uncooked sausage (the moldable kind that comes in a plastic tube) around each peeled, hard boiled egg. Bake for 30 minutes at 350°. You can serve these cold or hot and make a great on the go breakfast.

Make your favorite egg salad. Then add to it equal amounts of ham. Slice a hoagie or French bread roll in half. Place bottom half of roll on baking sheet and spread with 1/4 cup of egg/ham salad. Sprinkle with grated cheddar cheese. Broil until cheese is melted. Top with roll top and broil a minute more.


Today's Menu

One Dish Ham Dinner*
Glorified Green Beans*
Tossed Salad
Cheese Corn Bread*
5 Minute Peach Crisp*


One Dish Ham Dinner*

1-1 1/2 lbs. ham, cooked and thickly sliced
4 medium potatoes, peeled and sliced
Salt and pepper
1 onion, thinly sliced
1 (10 3/4 oz.) cream of mushroom soup
1/2 soup can of water

In a large skillet brown the ham slices. Layer with the potatoes, salt and pepper. Next, layer the onions. Dilute soup with the water and pour over everything. Cook for 2 minutes. Reduce heat and cook about 45-50 more minutes until potatoes are tender.


*5 Minute Peach Crisp

1 (29 oz.) can sliced peaches, drained
2 envelopes (1.6 oz.) cinnamon spice instant oatmeal
1/4 cup flour
1/4 cup (1/2 stick) margarine, melted

Place peaches in 1 1/2 quart greased baking dish or pan. Mix all the rest together and sprinkle on top of peaches. Bake at 425° for 15 minutes or until golden.


*Cheese Corn Bread

1 pkg. (8 1/2 oz.) cornbread mix
1 tsp. minced onion
1/2 cup cheddar cheese

Mix cornbread according to package directions. Add onion and cheese. Pour into greased 8x8 pan or muffin cups. Baking as directed.


*Glorified Green Beans

1 small can green beans
1/4 cup fresh mushrooms, sliced
1 Tbsp. olive or vegetable oil
2 Tbsp. lemon juice
1 tsp. Dijon mustard
Salt and pepper to taste

Saute mushrooms in oil. Add green beans and heat through. Place in serving dish. Salt and pepper to taste. Mix lemon juice and mustard and drizzle over beans.

Essential Oils

I used to sell soaping supplies!

The health food store has an astronomical markup on essential oils. There are different grades of many essential oils however, so sometimes what you see is because it’s a higher grade than one say, for making soap or for cleaning supplies. (Lavender being the best example)


For smaller amounts, there are a lot of sites you can try! Shop around because some places are much, much more than others.

http://www.herbalsoapsbyrj.com/ is where I always shop first! Price is great and she does regular ‘buys’ on bulk items.
www.fromnaturewithlove.com is pricey but they have any kind of essential oil you could ever want, the quality is higher than the health food stores and the price is comparable. If you are making top quality cosmetics or treatments for yourself, the prices are worth it.

The best savings come from www.lebermuth.com but: that is if you buy in large quantity. If you are wanting mass amts of say lavender for soap, you can buy a couple of pounds for about what 8-16 oz would cost at a comparable shop. Tea Tree Oil at the health food store for example, will cost you 5-10 times as much on a per-ounce basis than if you bought a full pound elsewhere. Patchouli gets better with age so if you buy several pounds of it, it will stay good in glass for a long long time. Other oils however are more volatile and might not weather a long storage as well, like tea tree oil for example. I keep bottles of this with droppers to treat all our scratches and infections but, it does not keep ‘forever’ so I buy it in smaller quantities. Lavender for soap, I buy a few pounds at a time when I can get a good deal on it, and it keeps a long time. Adding Vitamin E is a popular suggestion to ‘preserve’ the essential oils but this does not work.

If you want bulk amts. to make soaps or bath items or cleaning supplies, go where you can get it cheapest. The grade does not matter for cleaning supplies, for the most part.

AVOID Wellington Fragrance! They have ‘amateur’ quality, at best. On everything.
Good luck!
Angie

Money saving reader tips

From: Judy Lavallee
Another use for hardboiled eggs, if you have a
meat grinder. Grind 2 parts ham (leftover pieces
are great), 2 parts hard boiled eggs and 1 part
sweet pickles. Add a little Miracle Whip and you
have a great ham salad.

To file your taxes FREE (e-file) go to
www.aarp.org and in the search box enter "Tax
help". It will send you to a site where you can
find local help, usually at a public library. I
am an AARP tax volunteer in Houston, Texas and I
know we have probably at least 60 sites in the
city where you can go to get your taxes done. I
saved myself $175 this year by having mine done
that way. Many of the volunteers have been doing
this for years.

Thursday, March 20, 2008

Shepard's Pie

From: Rhonda

The other evening I was doing some prep cooking
for the week and thought I had taken out a
package of ground beef from the freezer to make
shepards pie. Apparently I WASN'T thinking at all
and took chicken out instead.

I cooked the chicken,then decided to make my own
version of a Shepards pie. In place of hamburger
I used the chicken( after removing it from the
bones, which I saved for soup stack ), added
gravy and topped it off with corn and mashed
potatoes left over from Sundays dinner. I
sprinkled some cheese on the taters and baked it
in the oven. My Family Loved it. Just thought I'd
pass this on.

Mom's Former Life

Want to know what mom did in her "former" life?

She built Nickelodeon pianos! At first it was her and Dad and then when he left she took half the business and made the parts that made the pianos run. My brother and I sat for hours cutting out parts and drilling holes in our teen years!

This is one of the pianos that they built.




My brother is moving and he wants to sell it. It needs some work and we don't have the knowledge to fix it so it's the end of an era. :-)

I hate to see it go. David and I spent hours listening to to play and it was fun, although I'm sure it drove mom bonkers!

If anyone wants to buy a piano to restore, let me know!

Tawra

Planting Seeds

We started planing seeds the other day.

I used an old cake pan to set the little cups in. I did put a cardboard down so they wouldn't tip over on the grooves.
Since we moved I didn't have a huge collection of covered deli trays so I bought some little dixie type cups. It was $2 for 100 so not a bad deal. I punched a hole in the bottom of each to give drainage.




I planted things like tomatoes in these. That way I don't have to move them to a larger container before I put them in the ground.

The rest of the plants I put in the 10 or so deli trays I did have. My lettuce is already up and ready to go outside! Yeah! At $1.39 for a head of lettuce I'm happy about that!

I had a ton of "help" so it did go slowly and as you can see I felt like I was one step closer to death that day. :-)




I forced myself to sit up and get it done even though it was the last thing I wanted to do. I'm glad I did because now I have some great starts going!

As you can see in the picture, I never did find a polish trick that would work. I tried all the suggestions and I got it to stay on for 24 hours but that was it.

Oh well, my nails are gone now already for this year so I will try again next year. :-)

Happy Planting!
Tawra

Pampered Chef

I used my new Pampered Chef bar pan to make the Grands biscuits. Wow, that was a huge flop!

When I took them out there was a 1/8 inch puddle of grease. Then when I took the biscuits off they weren't browned evenly at all.




They didn't look too fluffy but we decided to try and eat them anyway. They were raw inside! Yuck!

I wasn't real happy since these are a couple times a year treat for us.

Anyone know what happened?

Tawra

Wednesday, March 19, 2008

Garage Sale Tips-Newsletter 3-18-08

Dear Readers,

If you'd like to make your paycheck go a lot further, check out the "Savin' O' The Green" special! This e-book package includes thousands of tips to reduce the stress on your pocketbook -- 17 ebooks for only $17, but it's only available from now until Friday. Learn more about it here!

After last week's "garage sale" newsletter, lots of readers asked for a newsletter about how to host your own garage sale. Here at Living On A Dime, we aim to please, so today's newsletter includes tips to having your own garage sale. If you can time it for a pretty day, this is a great time of year to hold a garage sale, since so many bargain hunters who have been stuck indoors all winter are anxiously awaiting the opportunity to get out there and grab some great garage sale finds!

Check out the Easter articles on the website, including inspiration on inexpensive Easter Baskets, Egg Decorating and Leftovers!

Have a great week!

Tawra
www.LivingOnADime.com



How To Have a Garage Sale

If you want to have a garage sale, your objective is to make money while getting rid of stuff in your house. The spring is the best time to have a garage sale. After a long winter people are ready to get out and find some good deals. Here are some tips to make the most of your garage sale:

1. Have as many signs as possible. Put one on every major corner, including the corner nearest the house and any needed in between. If it is more than 1/2 mile from the corner to your house, put some signs in between so people don't get confused. You really can't make enough signs.

Make your signs large!!- At least 12 inches but 18-24 is much better.

Use contrasting colors. Black and white are best but other colors such as light colored paper with black ink will work well. A black permanent marker works best.

Be sure to put your address AND an arrow pointing the way to your house.

Make all your signs out of the same material. For example, make all of them out of cardboard with white painting. That way people will know it's your garage sale and know which signs to follow.

Check with your city or town and find out if they have any particular rules for garage sales. Our city requires a permit that costs $1.50 per day. When we purchase the permit, they give us a list of rules telling us things like not to nail signs on telephone poles.

2. Check to see if any of your local papers or thrifty papers have free garage sale ads. Put one in if they do.

3. Clean out everything you can so you can have as large as sale as possible.

If you don't have enough stuff to make a big enough sale, then ask friends, family or neighbors to have one with you.

Give all of your neighbors a flyer telling them when you are having a sale and ask if they would like to have one also. The more sales that there are in one area, the more people will come to your sale.


4. Price you stuff LOW. There is nothing more frustrating than going to a garage sale and finding items for prices equal to or higher than the same items brand new on clearance, even if it is "Baby Gap". Name brands can let you get by with a little higher prices.

I recommend pricing really nice kids clothes no higher than $1 each and clothes that have stains or are not name brand at .50 or less. Socks and underwear shouldn't be higher than .10 each.

You may think that these prices are too low but please remember than you are getting rid of stuff!! You don't want to bring it back into the house and store it for a few more years. If you are not selling to get rid of things, you will keep most of what you put out. You will also get a lot more sales if your prices are reasonable which means more in the long run. If you sell fifteen $1 items or you sell 200 at .25 each ($50 total) you will make much more if you sell the less expensive items. A good rule of thumb is to price items a maximum of 10% of the retail price.

By the way, people who go to yard sales really don't care if it's brand new in the box and you paid $80 for it so you "must" get $50 for it. It has been sitting in your house for who knows how long so you aren't getting your money's worth anyway. Price it for $5 and get rid of it!

5. Expect people to ask you to come down on the price. If you feel your prices are very reasonable then don't come down, but remember you are trying to get rid of stuff so don't put too high a value on it. If someone asks you to come down on a price and you aren't ready to come down at that point, ask for their name and number. Tell them you will call them later if it hasn't sold and you are ready to sell it to them at that price.



Using these tips, you should have a great garage sale experience. Last week, we included the story "Ten Garage Sale Shortcuts" about how to shop at a garage sale in the newsletter. If you missed it, you can find it here.


Here is an additional reader tip about shopping at garage sales:


Great Garage Sale Tip!
Lisa in Tennessee sent this and I thought it was a wonderful idea! I am going to use it this summer with the my kids. TJ


We go regularly and the kids almost always go with us. People who are trying to get rid of things will usually just give each child something. In fact, I have to limit the amount of things they get for free or we'd come home with all kinds of trash.

Here is a suggestion I have for taking kids along (I had to learn the hard way): I have taught mine that sometimes people's prices are too high and you can tell right off the bat if they're willing to come down. If one of them asks me if they can purchase an item and I don't agree with the price, I have a key phrase that I tell them. It's something like, "I don't think we need to get that today." Then they know NOT to ask and beg over and over. They just put the item back and we go on to the next place. Every time this has happened they always have found a better and cheaper item at another sale.

Yard-saleing (as we call it) is a form of entertainment for us. We always pack snacks and water (as you suggested), the kids have their own money, and we drive around for a few hours and see what we can find. People give away the most amazing things. We spend much less than our peers and we have all the modern necessities!

Also, thanks for what you said in the other article about pricing your items low enough when having your own sale. I have been to some places that try to get way too much out of their things! It's quite irksome. Also, some of the best finds for us have been at the yucky looking places that look like they just have a bunch of old junk. Often we find a buried treasure at these places!

Keep up the good work, Lisa in Tennessee

Leftover Spaghetti

Hi....another way to use up leftover spaghetti noodles, add an egg (or two for alot) and about 1/4 to 1/2 cup of Parmesan cheese, mix it up, and put it in a pie pan, (freezes well)....when ready to serve....top with cottage cheese (optional), spaghetti sauce, pizza toppings and cheese.....bake....spaghetti pizza....
From: dd

Cheap Food and Cheap Gas

From: Debi

I would like to bring to your attention twothings. First- the Angel Food Minister
http://www.angelfoodministries.com/ it is a food
program that enables families to buy quality food
without any qualification to meet. If that is not
enough the
http://www.hillbillyhousewife.com/angelfood/ has a
menu to go with the box of food you receive for
that month. So no more eating dog food for you
Tawra!!

Second- I saved a lot off of my (home) gas bill by
turning the gas off to the pilot light on the
furnace in the spring and not turning it back on
until winter. I was able to see the savings every
month of around 15.00. I hope this helps others
to reach their debt free living also!!! Have a
Blessed week---Debi

Lime Chiffon

From: Carole B.

Lime Chiffon

1 - 3oz pkg lime jello prepared according to
directions; when half jelled use mixer to whip in
1/2 cup of POWDERED milk (dry) until fluffy. Can
be served in dishes or poured into a baked or
graham cracker pie crust. Return to fridge to set-up.

Layering lemon & lime in a parfait glass is really
attractive. Strawberry or raspberry are also tasty.

It is a good desert for diabetics if you use sugar
free jello.

Finding Cheap Essential Oils

From: Faith

Question: I want to use essential oils (for several
reasons) in my cleaning products. However, I
live in a rural area where they are not
available. I ordered some once on the internet
and I felt that the oils were not 100%
essential. Do you know of a source that has
quality essential oils at reasonable prices? I
know essential oils are not cheap but, I just
don't want to end of with expensive "bad" oils.
Thank you in advance for any help you could give.
Thank you for your website, I have learned so
much from you.




How about guys, any suggestions other than the health food store?
Tawra

Frugal Reader Tips

Here are three tips that save me money, and I've
not seen them in print anywhere. I hope you can
use them.

1. Save bread crumbs. Each time I use the
toaster, I empty the crumb tray into a
container. It does take a while for the
container to fill, so I also empty crumbs from
bread bags, slicing bread, and cereal boxes to
the container. This helps to fill the container
quickly. Then I can use the crumbs plain, or
season them as I wish. CAUTION, Be careful of
the crumbs from cereal. Cinnamon flavored cereal
will make all the crumbs in the container smell
like cinnamon. I put this is the freezer to use
as a thickening for stewed fruits and fruit pie
fillings. etc.

2. I save all apple and pear peelings and cores
and put them in a quart container in the
freezer. When the container is full, I make
applesauce. YUMMY! AND COLORFUL.

3. On cold days and especially in the winter,
after I bake anything in the oven and turn the
oven off, I leave the oven door ajar so the heat
from the oven escapes into the kitchen. I don't
know how much this saves on heating, but it has
to be at least a miniscule amount.

If I think of anything else, MAY I SEND the tips
to you for use in your blog and/or newsletter??

Sincerely,
Peg D.

Filing Taxes Frugally

From: Kelley

I just wanted to let you know about a little known
secret for getting your taxes done. You can do
them online and in many states, you can have them
done and e-filed for free!

You can go to the IRS
website or find many places online by searching
"free tax preparation online." My husband and I
used TurboTax online and they filed our federal
and state for free!

You have to have an adjusted
gross income below a certain amount (which varies
depending on the company), but the process doesn't
take very long and we actually got back more than
we would have by having an accountant do our taxes
because TurboTax caught a deduction that our
accountant didn't which made us get back $600 more
than filing through our accountant! Some of the
websites charge minimal fees if you don't meet the
requirements to file free, but I will say that it
is well worth it!

Saving On Prom

From: Shannon

A quick note on how we solved a prom issue for
our teenage son.Our handsome teenage son will be
going to prom this month and we were very
concerned about his transportation to and from
this event as we live in a very busy town and
driving is horrendous for even an experienced
driver and we didn't want him or his date riding
with friends and to not have us driving him
around with that ugh my moms driving feeling.

We looked into driving services that started out a
$750.00 to $1000.00 for only about 4hrs. UGH!!!
we actually were thinking of anyone we trusted
that had a nice car to drive them. we called a
friend we know who also happens to be a pastor
and he could absolutely help us and be happy to
do it.With a car rental and driver $302.00 for 6-
8 hrs yeeahh. what a relief to have a safe ride
with a driver we trust.

He is our oldest of 4
children so you can bet we will use this route
again.We also saved on his tux by mixing and
matching suit pieces he liked and advanced
reservation.the total prom including dress tux
and car and flowers and entertainment afterwards
for less than $500.00 and it looks as if we spent
thousands. I'm already so excited and can hardly
wait.just thought you may like the tip.God Bless

Tuesday, March 18, 2008

Frugal Living: A Means to an End

Here's the 3rd in Patrice's work at home series. As usual it's another great article! I saw this one in Countryside Magazine (my favorite! :-) and just knew I would love her articles.
I hope you enjoy this next one as much as I did! Tawra

P.S.
Don't forget to check out our St. Pat's Day Sale!



Frugal Living: A Means to an End
Funding your Home Craft Business
by
Patrice Lewis
patricelewis.com


I love to spend money. While I’m not especially fond of jewelry or clothes or makeup, my particular weakness is books. Amazon-dot-com is one of my favorite internet hangouts.

But though I sometimes spend more than I should, by anyone else’s standards I’m pretty frugal. Why? Because we have a home craft business, and that means our income is uncertain.

If you have a home business, you know what I mean. You never know where your next dollar is coming from – or, more importantly, when that next dollar is coming in.

We’ve had our own business now for fourteen years (www.donlewisdesigns.com), and the income it brings in supports our family of four as well as our homestead. We’re not rich (no, I can’t buy all the books I want…) but we make do.

So how did we manage to find the startup cash to get going? That’s one of the most frequent questions we’re asked by people who are interested in leaving the corporate rat-race to work at home.

In 1992, when we left California, we were making a combined income of nearly $70,000. No kids. No debts. No kidding. We moved to rural Oregon with a fixer-upper house and four acres. No kids. No debts. No job. No kidding.

We took a look at our goals when we first moved to Oregon and decided to start a home business. It was all part of the Dream, you see. Somehow it didn’t seem “right” to move to the country, but still have an office job. We were striving for more self-sufficiency, and a home business seemed part of the ideal. That, and…well…we couldn’t find a job.

Trouble was, I was a full-time graduate student generating no income at all (but generating lots of tuition expenses). Don spent about six months fine-tuning our product design and building stock, and generating no income at all (but generating lots of materials expenses).

So we were forced by circumstances, or poor planning, to become frugal. Imagine the ramifications. We went from a high income to zilch, zero, nada. There is no faster way to learn frugality.

It wasn’t an easy concept to grasp at first. Ex-yuppies that we were, we had a hard time not being able to go to our favorite restaurant every Friday night. New clothes were out of the picture. Books, furniture, anything requiring an exchange of currency became highly questionable. It also became apparent that any improvements on our fixer-upper house had to wait as well. Buckets and pans on the floor became our roof-repair kit.

We survived, I’m ashamed to say, on my student loans and our credit card – in other words, by going into debt. After two months in Oregon I found a job working 20 hours a week for minimum wage. It helped that our mortgage was low, but there is no doubt that had we continued to live in the style we were accustomed to in the city, our business would have failed within months. As it was, we started our business by doing things backwards.

So learn from our mistakes. Don’t do what we did, which was to quit our day jobs before starting our business, thus throwing ourselves on the mercy of MasterCard.

However, it’s a myth that it takes a lot of money to start a home craft business. The secret is to start slow and not expect instant success.

Now here’s something that will discourage a lot of people from starting a business in the first place: it helps tremendously if you get out of debt first, especially if you plan to survive on the income provided by a home business. While we started our home business by going into some debt, it helped that we didn’t have any other debt to start with except a modest mortgage.

So what are some ways to afford to get started in a home business?

First, quit spending so much. Brown bag it at work. Stop swinging by your favorite espresso place to and from. Cancel your cable. Never go to the mall. Get over your pride and buy clothes from Goodwill (trust me, no one but you will ever know the difference). Buy generic or store-brand items at the grocery store.

You’ve heard it all before – but now you have to just do it. I’m advocating frugality not for frugality’s sake, but as a means to an end – as a way to help you start your home craft business.

Take an honest look at your major expenses, such as your mortgage and your car loan payments. Can you sell your house and buy a cheaper one? Living in San Jose, California with a mortgage of $3000 a month will make it tough to ever support yourself by making products out of your home (not to mention any noisy power tools will annoy the neighbors).

Can you sell your car and buy a less expensive used one for cash? Why make a car payment of $500 a month when you can save for a few months and pay cash for a good used vehicle?

These are all life-altering changes, but I’m assuming that you want to start a home business in order to make your life less complex and more independent. Living in a smaller house and driving a paid-for vehicle are excellent steps in the right direction.

Next, start saving to purchase the tools or raw materials you’ll need to make your product. Need a table saw? Start saving. Don’t go to the tool store and put it on your credit card. Save the money first, then go buy it. The same applies to the yarn, glue, wood, fabric, a computer, or whatever other raw materials you need to make your product. Only buy them when you have the cash in hand.

Start making your products and selling them whenever and wherever possible. You’ll make a modest amount of money, and then – here’s the tough part – plow it back into the business. Buy another tool you need, or purchase additional raw materials to make more product.

Several years ago, I taught classes at a local community college on how to start a home craft business. Among the many students I met was a woman who, in my opinion, was the only one who would succeed in making her craft business a full-time success. Why? Because she started modestly. She had turned her garage into a workshop (rather than renting a shop). She had mastered the art of assembly-line production. She was marketing her products in appropriate places. She worked evenings and weekends, around her full-time job.

But, most importantly, she lived below her means while getting her business off the ground (I suspect, also, that she simply didn’t have time to go out and spend anything!). Any money that she earned went first to purchasing more raw materials for making her product. For the time being her full-time job paid her everyday living expenses. Her plan was to cut back her working hours as her home business took off.

In contrast to this, I know a young man who only purchased the best-quality tools, vehicles, and address (office space) for his business, insisting that customers were impressed by the best. While he may have been right - he lives in a high-end part of California - he also went deeply into debt in order to furnish the trappings of success before he was successful. He had no fall-back position. A bad economic turn, an injury, or any of a number of other pieces of bad luck would have wiped him out. As it was, it took him years longer to “succeed” and pay off his debts because he wanted only the best to start with.

So start modestly. Don’t project hope into reality. It took us five years to afford to build a proper shop – until then, we worked out of a 10x10 foot converted chicken coop (unheated, I might add). Lots of times, the shop overflowed into the house or the lawn or the front porch or wherever else we could find a spot.

Even now, the temptation to spend beyond our means crops up. Sure, a gang-saw might decrease the amount of time it takes us to do one of the steps in making our tankards, but is it worth spending $3000 or more on a tool that increases our efficiency a bit? Not all labor-saving devices are worth it. A gang-saw would not improve the quality of our product – it would only save us some time. Yes, we all know that “time” equals “money” – but right now, a gang-saw wouldn’t save enough time to make it worth the purchase price.

That said, there are times when you have to take a flier on an expensive piece of equipment. We bit the bullet and bought a very nice compound-miter saw a few years ago. It was an experiment, since we didn’t know if it would improve our quality or not. However (a) we paid cash for it, and (b) we had an assurance from the local tool-store that we could return the tool if it didn’t work out. Fortunately it not only worked out, but it saved us a considerable amount of time during the making of our product. In this case, it was money well spent.

My husband notes that men, especially, must fight the desire for “toyz.” Don likes toyz just like every other guy, but no matter how hard he tries to justify a gang-saw or a standing drill press, he remains sensible – and frugal.

The same goes for women. Go easy on the spending until you have both feet firmly on the ground of your home business.

Now for the bright side of things: getting the tools and raw material for starting a home business may be easier than you think. Most people don’t just pluck a home craft business idea out of thin air. They start the business by expanding an existing hobby. That means that many times they already have the basic tools or materials or knowledge needed to make the product.

Give yourself time to develop your customer base, increase the speed and efficiency in making your product, and develop your marketing knowledge. Don’t sink yourself into debt getting started.

You’ll sleep better at night.



Patrice Lewis is co-founder of Don Lewis Designs (patricelewis.com.).
She and her husband have been in business for fourteen years.
The Lewis’s live on forty acres in north Idaho with their two homeschooled children,
assorted livestock, and a shop which overflows into the house with depressing regularity.





No shop? No problem! Work where you can.





Working outdoors when the sun shines. The center building is the 10x10 chicken coop used as a shop for five years.

Monday, March 17, 2008

17 Money Saving E-books for $17

Announcing the "Savin' O' The Green"!

Hello everyone!

It's finally here! You've been asking for another big e-book sale and we're giving it to you!


The "Savin' O' The Green" e-book package will help you learn new strategies to stretch your paycheck and fight high prices! The great news is that we are offering this package of 17 e-books to our readers at $17, a substantial discount off of the regular price of $119 for all of these e-books. With the rising price of gas and groceries, it's good to know that some prices are actually going down!


This is the lowest we have ever priced these e-books, but it's only good until this Friday, March 21st, so don't delay!


Check it out here!



Happy St. Patrick's Day!

-Tawra

Friday, March 14, 2008

Money Saving Tips

Monthly Earnings

To encourage my 5-year-old daughter to save money and learn to count coins and bills, we take her to the bank each month on the third (the anniversary of her birthday). We make the trip a special event, and she looks forward to seeing how much she "earned" each month. I think it also helped her learn her date of birth, something that most children don't learn before entering school.
Teresa


No Soap!

After washing and drying bath towels, I find them to be less fluffy and realized it was the liquid fabric softener and the dryer sheets. I took the bath towels and washed a full load in warm water with NO soap/detergent, and in the rinse cycle, I added 1 cup of white vinegar. There is enough soap left in most loads of laundry that we don't need to add in every load, plus the vinegar cuts through the residue left in the fibers and allows the towels to be fluffy again.
Lisa


Make-Up Advice

Good makeup tools give your makeup a professional lease on life. High quality brushes will last you a lifetime, whereas a sponge must be replaced every six weeks and the eye shadow applicators get very dirty very quickly. The powder and blush brush will upgrade your drugstore makeup and they all last forever if you clean them every week. If you use foundation, buy a separate foundation brush. It fills in the pores