Elly, Michael, David, Tawra and BJ


Tuesday, October 30, 2007

Candy Christmas Wreath.


Check out our new Candy Christmas Wreath video!! We worked two full days on this thing but I think it turned out well. Just ignore the fact that mom is pale white. She was really sick that day. I told it just made her cheeks rosy like Mrs. Clause. hehehe



This a GREAT gift for CHEAP! If you get the candy after Halloween you can make it for less than $5!! That's a good deal for a family gift!

Tawra

Carving Pumpkins


I think I spoke too soon yesterday saying that I felt better. I look pretty rough in this picture! LOL

The kids and I got the pumpkins carved last night! Augh, this year I'm just not doing well. I am so unorganized that it's crazy. I am organizationally challenged as it is but this year has been worse. My poor mom is just shaking her head wondering where she went wrong. LOL

I am still looking for stuff and trying to get the kids costumes ready. The house looks like bomb hit it too since I went shopping this morning. Oh well, one thing at a time.
Tawra

Fall Decorations


Here are a couple of pictures of mom's falls decorations.

She made the rake (it says "Free Leaves Rake Yourself) for $0 using stuff she already had. I made the pumpkin guys in the back a couple of years ago. It was easy and cost me $0 because I already had the stuff.



Mom when to put a witch one year and the silly thing kept falling down as she was hanging it. She finally got frustrated and left it on the ground until she could figure out what to do.




She then decided to just leave it and add a "water" bucket! Great idea!

Tawra

Monday, October 29, 2007

I am feeling better

Well after being sugar free and on the new vitamins for 4 days I am feeling much better.

I'm not cured by any means but I am feeling much better. I'm not sure if it was something in the old vitamins making me sick or what but something is working. On a scale of 1-10, one being just shoot me now I'm ready to see Jesus, to 10 being the best I've ever felt, I've gone from a 1 to a 4 or 5 now. I think that's pretty good!

He is having me eat more fat like butter in my oatmeal and on my whole grain breads. He said that should help with the sugar cravings and I think it is.

The only bad part is I'm still getting really sick between 3 p.m and 7p.m. I am not sure what causes it but I feel like someone gives me a shot with the flu in it and I just can't get out off the couch! Dinner is the worst. I have the hardest time trying to get something made when I feel that sick.

Otherwise, my pain level is down quite a bit so that in itself is wonderful!
Thanks Dr. Robertson!

Tawra

Haircuts


I've talked before about giving the guys a haircut.

One of the best investments I ever made was in a pair of professional clippers. I paid $150 for them 12 years ago. After I used them on my dog I got new blades and used them on Mike and the boys.

I have saved hundreds of dollars over the years.

This is a during and after pictures of BJ. He looks pretty handsome even if mom does say so herself! LOL

Tawra

Saturday, October 27, 2007

Beating Rebate Rejection

Beating Rebate Rejection
The Dollar Stretcher
by Gary Foreman
gary@stretcher.com

After Epson failed to send my promised rebate and ignored my follow-up letters, I stopped buying items with rebates. If they want to put something on sale, they can lower the price to the consumer. The rebates are just a racket and I refuse to play their game. I make sure I tell the sales clerks this when they recommend a product with a rebate.
GG in CA

We've all done it. We're tempted to purchase an item with a rebate. The after rebate price is good. But, we wonder whether we'll really receive the rebate. Because without it, the price offered is not the best deal available.

Although estimates aren't easy to find, it's generally assumed that between 40 and 60% of all rebates go uncashed. Some consumers forget to send them in. Others have their rebate requests rejected. Still others neglect to cash the rebate check when it arrives.

Any rebate that's not cashed is pure profit for the company. This is definitely a case where your loss is their gain. And it's a big gain. Published industry estimates conclude that rebates are worth $6 billion each year. So there's roughly $3 billion uncashed rebates yearly.

Most companies generally do not process their own rebates. They hire a fulfillment company to do that job for them. These firms are experts at what they do. There was a time when fulfillment centers bragged about how many rebate requests they disallowed. They're less open about it today.

Many rebate forms are designed to be complicated. Their purpose is to trip you up. Fulfillment centers know what mistakes consumers are most likely to make in submitting rebates. And they have the legal staff to tell them what mistakes can disqualify a rebate. The instructions are often written with the intent of making it hard to collect the rebate.

So what's a consumer to do? Start by shopping around. A little patience could turn up a sale without rebate or a similar product at a price that's competitive to the rebated item.

Look for "Instant Cash" rebates. They're not subject to the same problems as regular rebates. Typically they're paid out when you pay for the item. So any doubt about collecting the rebate is eliminated.

It would be nice to know which companies deal honestly with consumers on rebates. A quick Google search only turned up a couple of sites attempting to track a company's rebate performance. The only way to deal with the uncertainty is to do business with reputable companies. This is surely a case where the offer is only as good as the reputation of the company offering it.

There are some rebates to avoid. Any that require your original receipt or do not provide contact information.

Follow the rebate directions exactly. If it says to staple this to that, make sure that's what you do. And, no, a paper clip isn't the same as a staple.

Submit rebates as quickly as possible. Make copies of everything that you send in. If the rebate is sizeable, send it via certified mail with return receipt.

Save product boxes until the rebate is paid. And track your rebates. A simple folder for the copies you made will do the job. Be prepared to write follow-up letters if necessary.

If your original rebate was rejected, send in copies or your original application with a polite letter demanding the rebate. Keep a copy of your letter in the 'open rebate' folder.

You can also take your complaint to the manufacturer. Fulfillment centers are set up to handle (ignore?) customer complaints. The manufacturer may be more willing to help you. You can usually find their contact information by searching on the company name and 'customer service department'. Be polite but persistent.

If the company is unwilling to help, there are outside authorities you can call on. The Federal Trade Commission recommends that "if the rebate never arrives or arrives late, file a complaint with the Federal Trade Commission, the state Attorney General or the local Better Business Bureau." You can reach the FTC at 1-877-FTC-HELP or ftc.gov.

Should rebates be a part of your frugal shopping toolbox? That's really up to you. Some shoppers enjoy the thrill of the game. Their letters demanding a rejected rebate be paid are literary works of art. Their quest for the elusive rebate check would please Indiana Jones.

But, if you're not the adventuresome type or very short of time, stick to sales and coupons. No rebate checks for you. But you just might keep your sanity!
_________________

Gary Foreman is a former purchasing manager who currently edits The Dollar Stretcher.com website and newsletters. Each week thousands use The Dollar Stretcher to help them live better...for less. Visit TheDollarStretcher.com today to see how much farther your day and dollar will go!

Christmas savings

From : Dawn
RE: Christmas savings,
I got my sister and hubby their Christmas present
on Freecycle, Ellis county. While my husband and
I were on vacation this summer I saw a pewter
cross that had "God bless Texas A&M" in the
center. I wanted to get it, but the $35 price
was to high. He told me not to get it. A few
weeks later, someone posted the exact same thing
I was wanting to get. So that gift is done:) My
mom doesn't think I can keep from telling her.
I'll prove Mom wrong.

LEMON YOGHURT CAKE

Thanks Beatrice! Tawra

LEMON YOGHURT CAKE

1 3/4 cups sugar
rind of two lemons
2 eggs
1 cup oil
1/2 teaspoon salt
1 cup yoghurt
2-3 teaspoons lemon juice
2 cups self raising flour

Grate all the coloured peel from lemon and beat it with the oil, eggs and sugar. Then add the other ingredients and mix to combine.
Pour the cake mixture into a buttered and floured ring tin. bake at 180 degrees C for 30 minutes or until cooked.
Leave to cool for about 10 minutes before turning carefully on to a rack.
Sprinkle with a little icing sugar and serve plain or with a little whipped cream or yoghurt.

Friday, October 26, 2007

Cash them in now.

Right now is the time to cash in your reward points from your credit cards to use for Christmas presents. On my Citibank they have gift cards for Target, Bed Bath and Beyond and a ton of other places.

I am saving up points to try and get a couple hundred dollars off of a Dyson vacuum. I've already saved $100. Yeah! I just hope I can get enough and get the gift cards in for the Christmas sales.

Tawra

I found it!

My licence was in the side pocket of my purse.
I knew I couldn't loose 3 things in one month! LOL
Tawra

Oops!

I just got a call from Dr. Robertson's office. They were reading the blog and I made a mistake in one of the recommendations he gave me.

He said to drink 4 1/2 oz. of water every half hour. I said hour before even though I have been doing every half hour.

It goes by weight how much you are supposed to drink.

Really, 4 1/2 oz. is nothing. That's an easy amount to drink.

Thanks Gail for setting me straight! :-)

Tawra

Update on me and the dog. :-)

Well, first the dog.

We went to the vet, again. He is trying a parasite medication on him first just to make sure that it isn't it. After that we are going to try a different food. I am almost sure it is the food so it will be interesting to see if it works. Thanks for all the input! I am going to try some of your suggestions.

Now for me.
First, Thanks so much for all the tips, advice and two cents. I have received so many emails and messages that I just haven't been able to respond to them all.

Several people have asked if I've tried different things. Yes, I have tried:
Candidia Diet -Yeast free
Lyrica
Cymbalta and about 10 other anti-depressants
Pain Meds - narcotic and otherwise
Exercise
no sugar
vitamins
supplements
acri (sp) juice
B-12 and 6 shots
massage
sleeping pills
and I'm sure several other things that I've forgot.

All the medications just make me really sick or give me bad headaches. The massage does help but only for about a week.

The no-sugar thing did help some but not that much. Not the "oh I feel wonderful" that everyone always talks about.

I do feel somewhat better already only 3 days being off the old vitamins and no-sugar. Not healed by any means but i don't feel like I just want to curl up and die either. I actually slept through the night last night and didn't wait up 20 times in pain trying to find a position to sleep in that didn't hurt! That in itself if a miracle!

It will be interesting to see if this works. I don't think it would "cure" me but I do think that I can at least manage it better.

Oh and don't worry. I am tampering off the Prozac. I just don't have the guts to go cold turkey! That stuff will make you miserable you if you go off too fast! :-)

I will keep you updated on how it's going. Thanks again for the suggestions!! Tawra

Non-stick pans

Is there such a thing as a truly non-stick pan?

I have the hardest time with pans. I don't know what the deal but they never work for me. I HATE it when scrambled eggs stick all over the pan and you have scrub to get them out.

Well, after using my horribly marred set I got fed up and tried a set that was on QVC. They came today so I thought, "great, I will get to make some eggs that won't stick." Would you believe they stuck, AND I USED BUTTER! Augh!!!!!

I am so mad! I love the sizes of the pans. They are just what I need but now I don't know if should return them or not.

Anyone have a truly non-stick pan? I should have tried a Pampered Chef one with my free $ but I put in my order yesterday so I think it's too late.

Any suggestions?

Tawra

Some days!

I never cease to amaze myself.

I have never heard of anyone loosing their driver's license twice in one month! Augh!!

I am forever loosing my wallet or purse. One day after I picked the kids up from school I went to get out of the car and my wallet was gone. That was when I remember that I had set it on top of the car.

So back we went and of course there is my wallet splatted all over the road with receipts flying everywhere!

One time Mike came home from work. He saw a bunch of trash on the road and stopped to pick it up. That was when he realized it was our mail, that I had set on top of the car again!! Augh!!!

Now, I lost my license about a month ago when after I had lost my debit card (;-) I had to use it to cash a check at the bank. They put it in the envelope with the money and I threw it away!!

So I go get another one and it came in the mail last week. I know it came but I can not for the life of me find anywhere in this house! Augh!!!

I am forever loosing this stuff so I should be used to by now but it sure is irritating!

Tawra

Thursday, October 25, 2007

My trip to the vet.

Well, yesterday I made a whirlwind trip to Higginsville, MO, east of Kansas City to go see the doctor in nutritional medicine.

I hadn't planned on going that quickly but they had an opening and mom could watch the kids so i took it. I also was supposed to go back to the hormone doctor next week so i kind of wanted to get that in before I see her. It was 4 1/2 hours up there and back. Man I was tired!

Well, it was encouraging. He said he thought that I wasn't absorbing the nutrients because the other doctor had me on to high of dose of vitamins.

After spending 3 hours we with we came up with a program that I'm going to try. It's funny because he only charged $20 for 3 hours!!

1- I need to drink 4 oz. of water every hour. I do that already so that won't be hard.
2-no sugar or refined stuff.
3-Take a pre-natal vitamin
4-extra magnesium
5-vitamin E
6- Omega 3's
7- Iodine
8-check the ph in my urine
9-when I get really sick take potassium bicarbonate.
10-go off the prozac
11-if depression comes back then take 300 mg of 5-HTP

When I told him that I had tried the Omega 3's and 5- HTP before for depression and pain he asked how much I was taking and I needed 3 times the amount of each.

He also thinks my thyroid is low so I need to try and get it boosted. I took my temperature for a month and it never got above 97.2. They say that's a sign of a messed up thyroid even when your tests come back normal.

he said that the ph in my body was 7.6 and I needed to be down around 6,4-6.8. He said that I am too alkaline which is why when I take an alka-seltzer it makes me feel better. It gives a quick shot of acid to swing me the other way. He said the new supplements should get me back down to a more normal ph.

All in all I feel good about trying this stuff again. The prozac has been helping some but not much and the side effects aren't great to live with. :-) (Although since I'm on it I don't care. LOL) I would love to go off it and am going to give a try.

Wish me luck! I am going to need it. Going off sugar (again), prozac and PMSing in the same week isn't a great combo! You might pray for my pour hubby too! LOL

I go back in a month to see if any of it is working.
Tawra

Pumpkin Cake

Yum! I just might have to try this!
Tawra

Here is one that is frugal and great for you!

1 cake mix (any flavor works, but chocolate is our hands down favorite!)
1 can pumpkin or 2 cups mashed cooked pumpkin

Beat together with electric mixer until smooth (will be really thick). Add 1 cup mini chocolate chips and stir. Line muffin tins with paper muffin cups and spray w/no-stick spray. Use ice cream scoop to put batter into muffin cups (I can get 24 from one box of mix). Bake at 350 for around 20 minutes. Cool and frost if desired. My family likes them just as they are when they are hot from the oven.

Spice cake mix is great - add white chocolate chips or peanut butter chips or butterscotch chips.
I have done them with white cake mix and yellow cake mix too. They have around 120 calories a piece with the mini chocolate chips and are virtually fat free. If you are on weight watchers they only count as 1 point.
This is a fabulous way to sneak some vitamin A rich veggies in on the kids. Just don't let them see you put the pumpkin into the muffins and they will never know it is there. These are more moist than name brand very expensive double chocolate chip muffins.

Sarah D.

Pumpkin Seeds

here is a great way to use all those seeds you worked so hard to scrape out!

1 TBS Butter in a non stick skillet over medium heat ( more if you have tons of seeds)
raw pumpkin seeds

Toast the pumpkin seeds in the butter, stiring so that they don't burn

when they are almost done add a few TBS or shakes of Parmesan Cheese. saute a bit more...it will melt and stick to the seeds....

Cool a bit and eat.... they are GREAT warm!!

enjoy!
~julie

Is Pampered Chef worth it?

Hello Tawra,

It's nice to get your newsletter, especially the recipes. I'm a single mother of five children, and we survive on survivors' benefits, so it's good to have some information that will make me even more frugal than I already am.

I'm just wondering, though, why you are selling Pampered Chef, since the stuff is really unnecessary (I've managed to do without it) and really, really expensive? I'm happy that you got free stuff from them, but how much stuff did you have to sell to get it? It just seems to go against the idea of having a newsletter about living within one's means and then bring PC into the discussion.

I hope you don't get mad at me asking this, I'm just curious. And I'm not emotionally invested in this one way or the other, so please don't consider this a flame. It's just that I wouldn't even mention anything multi-level marketing, because sometimes it's a complete rip-off (witness the snake oil my husband got poured down his throat before he died) and sometimes the quality's good, but not really worth what the companies charge for it.

Monica C.


Monica,
I only did it because I wanted to try a few of their products. I have a hard time chopping veggies because my hands hurt from my illness so I wanted to try their chopper. I didn't think I would get that much because most of my friends are pretty frugal, but then several people from the newsletter said they just "love their stuff" and wanted to order because they didn't want to have a show themselves. I figured if they were going to be buying it already then that would be great because I could try more items. Yes, it is a totally frivolous thing in my mind but if people have the extra and would like to spend it on that then I don't have a problem with it.
If I wasn't getting the items for free to try I probably wouldn't just outright buy them because our finances are tight right now.
Tawra


Visit us for money saving tips and free recipes!
www.LivingOnADime.com

20 Halloween Costumes

Thanks Kendall for sending these! Tawra


20 Halloween Costumes You Can Make with Items Around the House


Use these fun Halloween costume ideas and make them -- right up to the witching hour -- with items you have around the house. Find your "base" item and add a few choice elements to put together these ideas in a snap.

Sweatshirts and sweatpants

"Get a white sweatsuit. From there, your tot can be a dog, a cow, or a ghost. Just get some black felt, cut it in shapes and pin (or velcro) the 'spots' to her suit! Add a little black eyeliner to the tip of her nose. For a dog, use the pencil to draw whiskers." -- cl-mon71

"Attach balloons to a sweatsuit and be a bunch of grapes!" --cheatize

"I bought a hooded black sweatshirt for my two-year-old girl and hand-sewed black felt triangles on the hood and glued smaller white felt triangles inside the black ones. She just wore it with black pants and shoes and I used eyeliner to draw whiskers. She was an adorable cat and wore the sweatshirt all winter." --barville

"Be a bird! I cut out poster-board wings and tail and stapled on elastic bands. My daughter glued on hundreds of feathers, about $2 at Walmart, and wore a blue sweatsuit." --terri55

"One son was a dinosaur. He wore yellow and green sweats with yellow socks over his shoes. We cut green and yellow sponges diagonally, then tacked the corners together and to the sweats to make the ridges of stegosaurus running down his back and tail." --terri55

"One of my kids' favorite costumes was a skeleton. They wore black sweat suits and white gloves. I cut bones out of white contact paper, peeled the back paper off and just stuck them on, painted their faces white and black, and off they went! When they were done, I peeled the 'bones' off the sweat suits and they wore the suits all winter!" --mama2olscam

"Last year my one-year-old son was a snowman. I bought a white sweatshirt and pants. We painted his face white, black around eyes, and gave him an orange nose. He wore mittens and a matching knit hat. For 'coal' buttons, I cut circles of sticky-backed black felt that could be removed easily from his sweatshirt after Halloween. This costume worked well because he stayed warm all night while trick or treating, and then we were able to use everything all winter." --mum2sunshinegirl

Hair Gel

What's a quick and easy costume for the toddler? How about a 'baby greaser'? Use hair gel to slick his hair back, a white T-shirt, jeans rolled up, a comb in his back pocket and a jacket. We used a black spray-painted raincoat from a thrift store but you can also use a jean jacket or similar." --cl-mon71

Cardboard Box

"Make a refrigerator out of a box. When you open the 'refrigerator' door, there are pictures of food glued inside." --terri55

"When my sister and I were younger my parents made us into dice. They got a box for each of us, painted it white, cut out head and armholes, and then painted black dots on each side. I was six and on the front of my box were six dots, and my sister was two and so the front of her box were two dots. I have also seen this done with dominos (although that would be harder to sit down in, I imagine). We got tons of compliments and it cost next to nothing. Many stores will give away the boxes they have in storage! --mkadera

"The easiest costume (and cheapest) I ever made for my daughter: I got a big box, took off the bottom, cut holes for arms and head, and wrapped it in gift wrap. Then, I taped ribbon around it, and tied lots of curly ribbons in her hair. Everyone raved about how cute and clever the costume was. I was thrilled that, after years of sewing, one with so little effort got such a result!" --Cherie J. Michigan

Bag Costumes

"When my daughter was 18 months old, I made a peacock costume for her. I picked up turquoise material and stitched it into a large bag -- large enough for her to wear her snowsuit underneath. I then took the leftover material and made a hat for her. On the hat, I glued a few feathers, googly eyes and a foam beak (using craft foam). I also cut out foam feet and attached elastics to them to use as boot toppers. For the tail, I cut out a tail shape and glued peacock-feather wrapping paper (the most expensive part of the costume) on both sides. She looked adorable! (I kept the costume. *Sigh.*) I even made a 'matching' costume for me, using a turquoise pullover, plastic mask covered with feathers and matching boot-toppers. It was a lot of fun! Both costumes cost me less than $20 Canadian (about $13 U.S.)." --wintersweet

"Get one of those orange, plastic-pumpkin leaf-bags and stuff it with newspaper. Place holes for you child's head and arms. Then staple the bottom together. Total cost: about 90 cents." --baj3

Overalls

"When my son was two, I dressed him in a pair of his overalls and folded up one of the pant legs about mid-calf. I used a black makeup pencil and drew a few freckles on his face. He wore a baseball cap turned sideways. He was an adorable 'Little Buddy.'" --Thaysen

"This year my 10-year-old daughter will be a scarecrow. Blue overalls, a plaid shirt, bandana, straw hat, raffia for the straw, a little face paint, and voila, one scarecrow." --vmacsay

Poster Board

"Last year I had to make my seven-year-old a new costume at the last minute. My nephew was an M and M, so she decided to be an M and M bag. I put together two yellow pieces of poster board from Wal-mart, a few paints from around the house and some jute. I drew freehand the letters from a real M and M bag, painted them, used a paper punch to place holes at the top, and tied the jute together. It resembles advertisement boards people wore in the '40s. She loved it and we received many compliments about how original it was. You have to cut the poster board down to fit your child. Total cost: $1.20!" --baj3

Pajamas and snowsuits

"The Halloween that my son was two, I let him wear his Batman pajamas (which were actually given to him by an older friend, so I didn't even pay for them!). Jammies with feet in them lend themselves to all sorts of variations -- add ears to make a bunny, paint his nose black and add whiskers for a lion, etc." --dstorman
"When my kids were little, I'd dress them in snow suits (for warmth), stitch or pin felt ears to the hood and add a simple tail to the back. Then I'd get out my makeup and paint on a cat face." --cheatize

Yarn

"Add a little yarn on the hood of a sweatshirt or hooded coat. Paint on whiskers and a dark nose with eyeliner and you have an instant lion!" --debigat2
Pantyhose

"Panty hose stuffed with paper, socks or other fabric makes for great 'tails' -- perfect for all kinds of animal costumes." --cl-mon71

Tuesday, October 23, 2007

Now I'm going to the vet.

As most of you know I've been pretty sick lately. It seems like I've been going downhill fast for awhile. I know I've talked about it some but I have not really expressed how bad it's really been. It's getting to the point where I can hardly walk my feet and legs are hurting so bad and I feel like someone just put a hole in me and all my motivation and energy just drained right out of my body. I don't want to do anything and I'm just sore and in pain 24/7.

I've been trying the no sugar thing and various different things to help me feel better but it's just not working. I know I have a chronic illness but I feel like there is something more that's wrong.

Well, right before we moved in June a reader, Sheila, called and told me about this Dr. that she went to see in Missouri outside of Kansas City. She said that he's 85 yrs. old but at age 40 he was told to go home and die, from cancer I think. Well, he studied nutritional medicine and got his PH D. in nutritional medicine even though he was veterinarian already. He cured himself and has lived another 45 years!!

Well, she just swore up an down how great this guy was. We moved and I lost the paper with the info. on it. Today I was going to put a notice on the Thursday newsletter for her to send me the info. again. Well, I found it so I called. They said, came you come tomorrow? Mind you it's 4 hours away!

I am going to give a go and try. I go back to the hormone doctor next Tuesday so I would like to hear what this guy has to say.

It will be interesting to see to what happens. Wish me luck as I visit the vet! Tawra

Dog Allergies

Anyone have a dog with allergies?

Our new dog is completely flea free but still scratching away! We can't sleep at night he's scratching so much. I think he might be having an allergic reaction to the Advatix flea medication we put on him.

Help! Did anyone else have this problem? What did you do? We need to get some sleep. I've given him benadryl the last two nights and it's helped but wore off about 1/2 through the night.

Tawra

Monday, October 22, 2007

Our 13th Anniversary

Yesterday was our 13th Anniversary. Elly wanted to surprise us and make us a breakfast "snack" so she made us a banana, sausages, tea and water. She was so proud of herself it was so sweet!! As you can see I'm not a morning person at all but we had to preserve the moment for posterity. :-)

It was funny because she got us an anniversary card. When she got home she realized that it was wedding card instead. Last night she said "oh no mom it's a weeding card!" I said "well just cross out the word wedding and right the word Anniversary instead". So she crossed out all the references to "wedding" and wrote in "anniversary instead. LOL I was "surprised" when I got it this morning. :-)

Mom took the kids last Friday so we could have nice night out to dinner and get to sleep in. You know you've been married 13 years when you look forward to Nan taking the kids so you can sleep in! :-)

Tawra


Our mess.

Well, it rained the other day and the drain field for the septic tank sunk. It really sunk!

Man do we have a mess! That's going to be a lot of wheelbarrow loads of dirt to move!

Tawra

More Reader Tips

I had a thought and wanted to share.

I have four children. Dividing special snacks and treats that I find on sale (combined with a coupon of course), is often hard to manage. Who has already had his fair share of this family treat? I have made snack buckets in my cupboard that holds each person's fair share of a special family treat. Names are on each bucket ( or box...I have baskets with each child's name on it that I found very cheaply). I don't ever have to remember equal distribution. The baskets with the names on them tell me everything.

Love your book, and have shared it with my child's teacher and my best friend,

Robin S


Hello! I love this site and the newsletter. I really like the NOT JUST BEANS book, especially the tips.

I have a vacation tip:
I just recently got 3 round-trip tickets from Columbus, OH to Burbank, CA for just under $700 by flying Skybus. We saved us at least $500. Skybus only flies to/from certain cities at the moment, but they have a deal where you can fly to Boston for only $10.
So if you or anyone else needs a small break and Skybus flies out of your city (or nearby) take a trip to Boston.
thanks,
michelle


I would like to submit the following tip to your newsletters. Maybe it will help some folks!

There was a recent tip in the Dollar Stretcher newsletter about using a solar yard lamp during a thunderstorm. I can take that one step further.

When I lived with two roommates, we had little extra spending money. We were always looking for ways to save a buck or two. Electricity was one area where we thought we had done enough, but we were wrong!

During a trip to a local hardware store to pick up some nails, we noticed that there were TWO types of solar yard lamps available- fixed (on a spike or stake), or hanging (from a hook, sometimes connected to a stake). We saw that it was only $20 for a three-pack of solar lamps (I've since seen four packs for the same price, on sale). We bought two packs of them and six of those pretty plant hangers that people sometimes use for their hanging plants (the ones that look like pretty shelf brackets, but with hooks).

When we got home, we mounted the plant hangers over or next to four windows in our house & put the solar lamps on them. Then, we hung the other two on the house, next to the front and back doors. In the late afternoon or early evening, we would open up the blinds to allow the sunlight to "charge" the indoor lights. The outdoor lights took care of themselves. At night, we had free household lighting that would last until sunrise if we'd charged them long enough! We kept a piece of nice material in rooms that we needed to sleep in, in order to cover the lights when it was time to go to sleep.

The day after we started doing this, we had a neighbor call us to let us know that we'd left both our porch lights on overnight. We asked if it had disturbed her.

"No," she said, "I was just worried about your electric bill. Actually, I felt safer when I came home from work and they were on, because I could see to put my key into the lock!"
"Well," said my roommate, "You'll feel safer EVERY night then, because we're leaving them on from now on- in fact, we CAN'T turn them off! They're SOLAR lamps & the power is FREE!"


I hope that this tip is useful to all of you & to your readers.

Thanks,
Miss Elisha B

Reader Question and Comments on Coupons

Hi Tawra, I'm curious, do many other LOAD
subscribers use coupons or use lots of pre-made,
brand name, preserved type foods? I like the
idea of the coupon person benefiting from the
discounts on meats (those are always expensive
and I'm sure lots of us try to stretch it as far
as we can). But I'm wondering if the use of
Procter & Gamble, Pillsbury, etc. for family
menus isn't nutritious...your frugal recipes and
such don't cost a lot and are quite nutritious.
I haven't needed to break out coupons and we eat
well! Thanks for reading this and all the work
you put into creating such an informative and
well done publication. Yvonne :)



Hi Tawra,

This is in regard to the coupon lady from Wichita. I have been living/espousing the frugal life since my children were babies in the 1980's. I have had lots of experience testing saving by using coupons vs. saving by cooking from scratch, gardening, not using coupons, etc. I always lived in areas where there is a store that double coupons and has weekly "lost leaders". Here are some conclusions on her letter. I don't doubt that she can save & stockpile, but I feel that when we shop with coupons like that, there is a tendency to purchase more unnecessary & unhealthy food, which in the long run is detrimental to our lifestyle.

I do watch (when it isn't farmer's market or gardening season) weekly lost leaders on fruit & vegetables to be able to get the highest quality nourishment for my family for the lowest price (our King Sooper--a Kroger affiliate--often runs 10/$10 on potatoes, onions, etc.--so, for example, I can get 5 lb. bags of potatoes for @ one bag for $1.00--and you don't have to buy 10 bags!) but don't spend a lot of time on other coupons. I truly feel that over the years, I have saved more, spent less time shopping/cutting coupons and nourished my family better having NOT been dedicated to coupon cutting.

I fed a family of 5, a dog, a cat (along with various other fish, hamsters, guinea pigs, rabbits...) on $35.00 week from about 1985 to 1995--that included paper, cleaning/laundry & personal hygiene products (shampoo, toothpaste, lotion, etc.). I don't know what that would project into today's figures...but I think it should be reasonable still. I never went above $50/wk. even when my kids were in high school...my last graduated high school in 2001(2 of our 3 were boys with huge appetites--a lot of time they had friends over to eat!).

Of course, we ate more than "Just Beans"! Bravo to you for your books...I love them, and even though it is just me & my husband at home now...I still cook the same way(neither one of us has any health problems at all...no cholesterol, high blood pressure, type 2 diabetes, arthritis & I credit much of that to healthy living, healthy eating, exercising our bodies --God has truly blessed us in our journey!) . Hope you appreciate the input...Have a blessed day in the Lord! Vicki T.

Reader Tips

Hello!

I heard that the stores in the mall give out candy on halloween. So for those who don't like to go house to house can go store store. Check out your mall :)

michelle


Hey for your corn dog muffins, I use my sandwich maker. Makes them like rectangles. But no oven to heat up, kid friendly.. Just a thought..
thanks always for the emails
ms louise


Hi Tawra,
Thought I would pass on two recipe's that we use that we can literally eat on for two or three days since it is just my husband and I but we practice frugality since we have 10 horses - yes horse so we have learned to cut edges everywhere - I even wrote a book entitled Equine Tightwaddery - how to keep horses without breaking the bank. It outlines my experiences - you can take a look at our crew on www.ragingbearranch.com - I am just starting to build my website up. I am hoping to provide links to your site in the future as I've found your information to be very helpful.

Hobo Stew - cut up potatoes and put in the pot, if you like potatos use more or 5-6 is a good - slice them into quarters.

Either use fresh green beans (this will take longer to cook and should be cooked first and then added to the stew) or one-two cans of green beans, peas, I use fresh corn on the cob cut into sections and also cut off corn from the cob but you can use a couple of cans of corn as well. If you use fresh remember the time to cook might take longer and you will have to adjust the water - if using cans just pour veggies and juice in the pot. On top of all the vegetables cut up into small bitesize pieces smoked sausage (my husband and I use the beef but any type of smoked sausage will work). Put it on low-med heat and put the lid on - checking juice every now and then - when the potatoes and green beans are cooked the stew is ready - it is great with just a little dab of butter, salt and pepper or a little shredded cheese on top. What is left over goes right into single serving bowls for lunch the following day and left overs - the longer it sits the better it gets!!!!

I'm lactose intolerant to milk (I can tolerate some cheese) but love cream of potato soup - my husband has developed a recipe for potato soup that is (to me) better than a cream of potato soup.

Cut up a pot full of potatos - add water - cover the potatos and 2" above the potatos, salt, and pepper and put on medium heat - watching to ensure that it is not too high - adding water as you go - about halfway through when the potatos begin to soften (don't stir too much) cut up a yellow onion and add some garlic to the soup. Stir the onion/garlic into the soup and add the lid but cock it so the steam can still escape and turn the heat down just a bit - Now, every 10 minutes stir the pot but do not add water as you now want it to thicken up just a bit when it begins to thicken get out your 2% milk and add just a splash for "color" and add just a little bit of butter. Now you have potato soup - bake a batch of homemade bread and feast like a king -this is one of our favorite dishes in the winter as it cooks it heats up the kitchen and our front room so we will cook a big pot starting after lunch for dinner. You can get a little creative with this soup but it really hits the spot and you have left overs for lunch and a meal the next couple of days!

For your CF try reading the book Inflammation Nation - this might help with your symptoms.

Thanks again for all your tips.....Take Care.

Thursday, October 18, 2007

Pampered Chef

I had a pampered chef party last Friday. I would like to try some of their stuff but just can't bring myself to pay the $ for it. If you have a party you can earn free items so I thought I would try.

It was lot of fun but the brownies she made stuck to the stoneware. I've heard great things about it so I asked our readers what they thought. We had a huge response! I won't able to put them all on here but I wanted to put some in case others were thinking of trying their products. I did have a couple of people say they are really heavy. That might something I might not want to try since my hands hurt a lot and I'm a huge klutz! A heavy, hot, stone pan may not be a good idea for me. :-)

By the way, we had several readers ask if they could order from my show. I would be happy to have you order! You can do it here online and just use Tawra Kellam as your host. You have until Friday the 19th to order.
Tawra


Tawra,

I just want to let you know about that stoneware. I used to sell pampered chef and it's the only thing that I absolutely still love and will accept no substitutes for. I have oval bakers for casseroles, they stay warm into the evening. When I'm getting thirds of my favorite meal, there's no need to nuke it. The flat stones are what I use for cookies and pizzas and rolls. The bar pan was bought by my neighbor. I've only used it for cookies though. No problem there once it became seasoned.

For brownies, we use the 9x13 size baker. I haven't had any cakes or brownies stick to it. I love that you can cook fish sticks for dinner than wash/rinse under hot water and use for cookies an hour later. If you freeze your cookie dough in little balls, the small bar pan is perfect for 6 cookies at a time. Having only one child, it's a great boost to afternoon snacks. I have only one loaf pan, so I am constantly putting loafs of bread into the glass and Revere Ware pans also. The stoneware produces a better product in my opinion. It takes a few minutes longer to cook some foods just because of the time to heat the pan once it's in the oven, but you can't put cold food on the hot pan anyways. That's really the only difference when it comes to cooking on it. The other great product you should get is the potato peeler. I'm left-handed and went through many of them before finding this one. I've had it for over 5 years and it's not rusted or dull. It's a great investment. Good luck trying to decide which products to try.

Janelle F.
Eagle Mountain, UT

ps. thanks for the newsletter. The menus especially help me think outside of my normal food preparations.
JF



Tawra, regarding Pampered Chef, a few years ago I bought the following items, and they have proven a GREAT kitchen investment. Please try yourself and/or share with your readers:


1. A "Super Duper Scooper" this silver handled "scooper" is perfect for melon balls, ice cream scoops, perfect small meatballs, and best of all for the kids, cookie dough and brownie "bites" to go into mini cupcake holders. Easy to use and to clean. I think I ordered the smaller option.

2. A "chopper" with a plastic base to chop onto and a clear plastic covering to surround the chopping. The big "nob" is easy for the children to push down for the chopping. Also, it comes apart in a few pieces for very easy cleaning right in the dishwasher. It is really fun to see the kids pounding away on carrots, onions, even bits of ham - and it is safe.

3. A large glass mixing bowl with a spout and plastic cover. Perfect for pancake mix, cake mix since the spout makes the pouring a cinch, and you can just cover and refrigerate left-overs til the next round. Enjoy!

Julie C.


Hey- I read your newsletter about pampered chef stoneware and I wanted to let you know about it. If it's a new piece you need to do a couple things because until you season it, things will stick. You can bake higher fat items like biscuits, cookies, or rolls, nothing real runny or gooey. You can progress the "seasoning" by spraying with non-stick cooking spray and put in the oven without anything on it. You could do this while baking something else so as to not waste electricity. Do that a few times to get it how you want it!

Do no wash with soap ever! It will ruin it. Scrape well and you can use baking soda and scrape on it to get stuff off. Do not put a really cold item on a hot stone, it will break it. Let the stone cool a bit and then you can put food on them. If I am baking cookies, I use 2 stones that way one can cool while the other one is being used. The stoneware will also change color as you get it more and more seasoned-this is a good thing it will get darker and become non-stick.

You will need to bake stuff for a bit longer, it bakes very evenly but it does take a few minutes longer. I think you would like it once you get used to it, I do not sell it, but I had a show and got lots of pieces for a great price. The trick it getting it seasoned.

Another item I find indispensable is the micro-cooker. I love it! I use it for most dinners. I fill it with veggies add a little water and a few minutes later, perfectly cooked. It works good with frozen veggies, you can melt stuff in it too. I really cannot say enough good things about pampered chef. I am not a rich person, but I have invested in quite a bit of their stuff and I love it, hope this helps, Jana


Dear Tawra,
I love my big Pampered Chef rubber scraper and have used mine for a long time without it showing any wear. You can get almost every drop of batter out of a bowl with it.

I also have the stoneware but find it heavy to use and bulky to store. You also must remember never to put soap on it or it will eventually bust apart. The fact that you couldn't use soap on the stoneware bothered me when I first started selling and using it. (I don't sell it any more because I have a different job.) Since I like cleaning up less than cooking, I'd rather use non-stick pans or pans I can spray with non-stick spray to cook in instead of the stoneware.

Thanks for your articles. They're good information.
Vickie R.

A good laugh.

I've been feeling pretty bad this week. I think I have some sort of flu on top of everything else. I've been in bed for 2 or 3 days now.

I just had to share my favorite all time video!

This for anyone like me who has ever wondered if you can go on one more day! :-)

Tawra

Monday, October 15, 2007

POSTAGE-FREE PACKAGES

POSTAGE-FREE PACKAGES FOR GRANDCHILDREN FAR AWAY
By Lois Breneman, Copyright © 2007, Heart to Heart Newsletter

There are unique ways to enrich long distance relationships with children and grandchildren, and I'd like to share one with you. Our four year old young grandson and infant granddaughter live a good distance away, so we as grandparents don't get to see them nearly as often as we'd like. We do talk on the phone often, of course, but that's not the same as giving and receiving those wonderful hugs and spending time with our grandchildren, making crafts, cooking, playing games, reading, fishing, and sharing other fun hands-on activities with them. All of you grandparents with grandchildren living out of state can empathize and understand that great void felt in the hearts of grandmas and grandpas in this situation.

Recently when I learned the latest high cost of mailing even one small story book, I decided on an alternative route requiring no postage at all. I wrapped quite a few story books individually in brown paper, using paper grocery bags with no print on the inside. After taping them with packaging tape from the dollar store, I addressed each package to our grandson, Justin, along with his address, happy face stamps and return address labels. Some packages were embellished with rubber stamp designs.

Next rather than actually mailing each package to his home, when our daughter's family visited recently, I gave his parents a bag full of individually wrapped packages of books, stickers and small toys to take home, to put in a special hiding place. In the future I plan to also including an Alka Seltzer Rocket Kit, something Justin and I have already had fun doing together.

Now that our daughter has several packages for Justin, I e-mail a message to her to stick one in the mailbox for Justin on certain days. I have also told her she could stick one in the mailbox for him to find whenever she thinks he needs a special lift. As soon as our infant granddaughter, Ryan Elizabeth, is able to enjoy such fun gifts, she will receive some personal packages as well, though for now I plan to simply wrap up little outfits for her brother or parents to open for her. I've got a big stash of darling outfits waiting for her to grow into that I found at a wonderful yard sale and even more adorable outfits from Goodwill - each one for only a dollar, although they all look like new!

So grandparents, here's a low cost tip on how we can still be a special part of our grandchildren's lives, even from a distance, to express our love to both our children and grandchildren, without actually "mailing" packages all the time. We grandparents can be a vital part in sharing God's love and building character into the lives of our grandchildren. Today Justin called to thank me for a book he received in a package!

This could also be a suggestion that moms might want to pass on to their children's grandparents to save them some money which could be used instead for an extra trip to visit the grandchildren!

****
Lois Breneman is the Editor of the Heart to Heart Newsletter, a ministry for the purpose of bringing practical encouragement to women through creative ideas for the Christian family – regarding homemaking, marriage, children and much more. You may receive this free bimonthly newsletter by sending your name, city, state, country and the name of the person who referred you to Lois at jhbreneman@juno.com. A "Start-Up Kit" will be sent upon subscribing.

Red Lentil Loaf

Firstly, I'd like to say thanks for all the good
stuff that you do. I really enjoy reading your
weekly emails and am always looking for ways to
save money. We live in New Zealand and some of
the terminology is different to the US, in some
of your recipes in Not Just Beans you refer to
Tomato Sauce, is this tomato puree? In NZ Tomato
Sauce is the same as Ketchup.
I came across a really yummy recipe the other
day that even meat loving hubby enjoyed.

Red Lentil Loaf
1 1/2 cups red lentils
3 cups water
1 bay leaf
2 cloves garlic, chopped
2 onions, sliced
25 g butter
2 eggs
2 cups grated cheese
1 cup chopped tomatoes
3 slices wholemeal bread, crumbed
2 tsp salt
1/2 tsp curry powder
1/2 cup chopped parsley

Simmer lentils gently with the water, bay leaf
and garlic until they are tender and the water
is absorbed.
Saute the onions in the butter until transparent.
Remove from heat and add eggs, cheese, tomatoes,
breadcrumbs, seasonings and parsley.
Remove the bay leaf from the cooked lentils and
drain off any remaining water.
Stir lentils into the rest of he mixture, then
spoon into a well-greased loaf tin. Bake
uncovered at 180°C for about 45 minutes, or
until firm in the middle.

Hubby enjoyed it so much that he had more later
that evening. That's saying something because he
doesn't usually enjoy any vegetables at all, so
to find a recipe without meat that he likes is a
great thing.

Ellie

Baby Laundry

My daughter used to have a baby, whose clothes could not
run through the washer with bleach. Kids, baby's
can get soooo dirty. The bleach would have eaten
through the material.

Instead, I used to soak it in a pail of water
with powdered dishwasher detergent mixed in for
about an hour. It would get those, hard to
get out, kid hand stains. Then, I would just wash
it normal with laundry detergent in the washer.

The dishwasher detergent would, brighten it right
up, and remove most stains too!

Sue

Your "new" cabinet

I saw the picture of your "new" kitchen cabinet and just had to write.
My sister-in-law just moved and left that cabinet in her garage. We
cleared out the garage and put most of the stuff in our garage sale a
few weeks ago. She had tried to sell it a couple of years ago for $15.00
but didn't get any takers. We had our garage sale in Emporia and sold it
to a guy that bought a bunch of stuff and I wondered at the time if he
was buying to resell. He paid $5.00 for it. I knew it could be cleaned
up and he was getting a bargain but I didn't want to store it anymore.
It sure had a nice enamel top to it.
Laura



I forgot to mention that mine had an enamel top on it too. So far the thing has been a wonderful new edition! Tawra

Key holder


I had this broken rake. I hated to throw it away because I just "knew I could use it for something". hehehe

I needed something to hang my keys on so I had a lightbulb moment. :-)

The only problem is I'm afraid that someone is going to skewer themselves on it so I think I need to put it up higher and in a frame.

Tawra

Thursday, October 11, 2007

Homeopoly

Some of your know Greg and Pamela from Homeopoly. Well, they are running into some rough times right now. She was paralyzed from the waist down. If you are interested in checking out there story you can check it out here!
Tawra


Navajo Fry Bread

From: JO ANN G.


I have a tip for the Navajo Fry Bread. I was in a
rush this evening, so I thought I would use Grand
biscuits, instead of making the version here. I
just rolled them out with a rolling pin and put a
small hole in the middle and followed the rest of
the recipe. My family loves it! We also had
fried apples for dessert, and I crushed up some
homemade (plain)granola bars on it. It was YUMMY!
Thank you so much for a wonderful site to explore
new recipes and tips for living on a dime!

Reader Costume and Pumpkin Patch Ideas

Thanks guys for sharing these! These are great! Tawra

Your costume ideas in the news letter reminded me
of something. Last year while walking the isles
in Target looking at the reduced Thanksgiving
(this was on Black Friday) offerings, my husband
saw some left over Halloween costumes for less
than $2.00 each...now I have grandsons who live
with me who LOVE anything BAT MAN, SPIDER MAN,
SUPER MAN, you get the idea...well we went ahead
and got a costume for each of the boys. Only
instead of saving it for next Halloween it was
part of their Christmas...they love to dress up.
It was a perfect gift for them and one they still
play with. All for less than $5.00 for the two of
them. So think of Halloween costumes as possible
gifts for birthdays, Christmas, etc. Roxie

Hi, Tawra,
I wanted to share how I made my son a Captain Jack Sparrow Costume this year for less than $2. As you probably know, this a popular costume this year and to buy the pre-made costume can be pricey.

I took an old brown suit of my husbands and cut the pants to fit my son, leaving the ends ragged. An old black t-shirt with the sleeves cut out and cut all the way down the front became a vest. Under the vest, he wore a white dress shirt of mine with the sleeves rolled up. Finally, for the Captain Jack wig, I sewed yarn (previously purchased for another project) to a stretchy headband I had in my makeup drawer, and added beads from a broken necklace. His beard and moustache will be made with eyeliner. To cover the raw ends of the yarn, we will use an old red bandanna. Finally, we purchased a pirate hat and eye patch at the Dollar Tree. If I had not been inspired by your website, I would have probably went out and bought another overpriced costume to be worn once.
Just as a basis of comparison, last year I spent over $30 on a Thomas the Tank engine costume; that was worn twice. This year, I saved more than $28, and he loves playing in his costume already.
Thanks!
Amanda


Last year my teenage daughter and 6 of her friends decided to go as crayons. They got cheap plastic tablecloths at Dollar Tree in different colors, and made their costumes out of them. They used part of it to make a point on top of their heads. I lost all my pictures on my computer or I’d send you one. It was so cute, very creative, and super cheap.

Tracy




hello again Tawra, open to a tip of sorts from a
reader? the best way to buy a pumpkin lol. we went
with a homeschool group to a very nice pumpkin patch,
so of course we got a special rate lol. for $5 per
person we got all the time we wanted in the corn pit
to play, the corn maze- also as long as we wanted, a
very nice hay ride and pick your own pumpkin from the
patch. since pumpkins are $4-$8 at the store, i think
this was a really good deal. of course you can't put
a dollar value on the time we spent just enjoying each
others company.
thanks,
rebecca