Penny Saver

A penny saver is not a penny pincher.

A penny saver get the same services for less money without sacrificing quality.
They find the best deal by comparing companies to replace the air conditioner.


A penny pincher is just cheap.
They turn off the a/c at a certain time of year not matter how hot it gets.

I thought this was an interesting way to look at it. It's from Jeffery Fox. How to Make Big Money in your own small business.


Tawra Jean
www.LivingOnADime.com